CFPB · Single-product concentration

Life Line Billing Systems, LLC

13 CFPB complaints · 84.6% in "Debt collection" · top issue Written notification about debt.

13 CFPB complaints

Life Line Billing Systems, LLC: 84.6% of 13 CFPB complaints sit in "Debt collection". Timely 46.2% · relief 15.4%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company life-line-billing-systems-llc

15.4% relief · 46.2% timely · 13 filings · Debt collection

Nearest relief peer: DFC Global Corp. (15.3% relief)

Life Line Billing Systems,LLC (this)15.4%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Life Line Billing Systems, LLC and nearest filing-volume peers

Life Line Billing Systems, LLC closes 15.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Life Line Billing Systems, LLC scores strongest on relief provided (72/100 percentile-benchmarked) and weakest on timely response (6/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

38 /100 grade F

Relief provided

72 / 100 percentile-benchmarked

15.4% of complaints closed with relief to the consumer

Timely response

6 / 100 percentile-benchmarked

46.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

15 / 100 percentile-benchmarked

53.8% of complaints closed with an explanation to the consumer

Most of Life Line Billing Systems, LLC's 13 filings include narrative text

53.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 46.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Life Line Billing Systems, LLC complaint mix by product

Total complaints: 13

Life Line Billing Systems, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (84.6%), resolution 9.1% Debt collection 84.6% Checking or: 1 complaints (7.7%), resolution 0.0% Checking or 7.7% Credit reporting,: 1 complaints (7.7%), resolution 100.0% Credit reporting, 7.7%
  • Debt collection 11 84.6% – 9% relief
  • Checking or 1 7.7% – 0% relief
  • Credit reporting, 1 7.7% – 100% relief

How Life Line Billing Systems, LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11
Checking or savings account 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Life Line Billing Systems, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
30.8% of this company's filings
WI4FL3ND1TX1KS1IL1IA1VA1

Life Line Billing Systems, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2014
0.511.522.533.5 20142015201820192021202220252026 1

Top States

State Complaints
WI 4
FL 3
ND 1
TX 1
KS 1
IL 1
IA 1
VA 1

Top Issues

Issue Complaints
Written notification about debt 5
Cont'd attempts collect debt not owed 3
False statements or representation 2
Attempts to collect debt not owed 1
Problem with a lender or other company charging your account 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 1 0%
2015 2 100%
2018 1 100%
2019 2 50%
2021 1 0%
2022 2 100%
2025 3 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Life Line Billing Systems, LLC filings cluster in one product

Life Line Billing Systems, LLC's 13 logged complaints stay concentrated: only 8 states show a filing. 53.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-02.

Life Line Billing Systems, LLC answers 46.2% of complaints inside the CFPB's tracked window and closes 53.8% with a written explanation. 15.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Life Line Billing Systems, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Life Line Billing Systems, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Life Line Billing Systems, LLC (46.2% timely; 15.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration