CFPB · Single-product concentration

LK Manley, Inc

11 CFPB complaints · 72.7% in "Debt collection" · top issue Disclosure verification of debt.

11 CFPB complaints

LK Manley, Inc: 72.7% of 11 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2014 to 2021

CFPB relief outcome brief

CCDB company lk-manley-inc

0% relief · 0% timely · 11 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

LK Manley, Inc (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among LK Manley, Inc and nearest filing-volume peers

LK Manley, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

LK Manley, Inc scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

0 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

0% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

0% of complaints closed with an explanation to the consumer

How 11 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

LK Manley, Inc complaint mix by product

Total complaints: 11

LK Manley, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (72.7%), resolution 0.0% Debt collection 72.7% Credit reporting,: 3 complaints (27.3%), resolution 0.0% Credit reporting, 27.3%
  • Debt collection 8 72.7% – 0% relief
  • Credit reporting, 3 27.3% – 0% relief

How LK Manley, Inc's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 3

Where LK Manley, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MD
27.3% of this company's filings
MD3VA3KY1GA1WV1CO1SC1

LK Manley, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-50% vs 2014
012345 2014201520162017201820192021 1

Top States

State Complaints
MD 3
VA 3
KY 1
GA 1
WV 1
CO 1
SC 1

Top Issues

Issue Complaints
Disclosure verification of debt 2
Cont'd attempts collect debt not owed 2
Improper use of your report 2
Attempts to collect debt not owed 2
False statements or representation 1
Written notification about debt 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 4 0%
2019 1 0%
2021 1 0%

Source: CFPB Consumer Complaint Database

LK Manley, Inc filings cluster in one product

LK Manley, Inc's 11 logged complaints stay concentrated: only 7 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2021-01-11.

LK Manley, Inc answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LK Manley, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for LK Manley, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for LK Manley, Inc (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration