2026 data Public-data reference. official source

Lloyd & McDaniel, PLC

308 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

308 consumer complaints filed with the CFPB

This profile shows Lloyd & McDaniel, PLC's complaint history from CFPB public records. 308 consumers have filed complaints since 2013. The company has a 99.4% timely response rate and has provided relief in 1.9% of cases.

308
Total Complaints
99.4%
Timely Response
1.6%
Disputed
1.9%
Relief Provided
20
States Active
2013
Since

Total complaints

308

Filed since 2013

Timely response

99.4%

CFPB-tracked response window

Relief rate

1.9%

Closed with monetary or non-monetary relief

Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median

Share closed with monetary or non-monetary relief.

Lloyd & McDaniel, PLC complaint mix by product

Total complaints: 308

Lloyd & McDaniel, PLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 308 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 280 complaints (91.2%), resolution 2.1% Debt collection 91.2% Credit reporting: 15 complaints (4.9%), resolution 0.0% Credit card: 5 complaints (1.6%), resolution 0.0% Debt or: 3 complaints (1.0%), resolution 0.0% Credit reporting,: 2 complaints (0.7%), resolution 0.0% Money transfer,: 1 complaints (0.3%), resolution 0.0% Student loan: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 280 91.2% 2% relief
  • Credit reporting 15 4.9% 0% relief
  • Credit card 5 1.6% 0% relief
  • Debt or 3 1.0% 0% relief
  • Credit reporting, 2 0.7% 0% relief
  • Money transfer, 1 0.3% 0% relief
  • Student loan 1 0.3% 0% relief

How Lloyd & McDaniel, PLC's 308 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 280
Credit reporting or other personal consumer reports 15
Credit card 5
Debt or credit management 3
Credit reporting, credit repair services, or other personal consumer reports 2
Money transfer, virtual currency, or money service 1
Student loan 1
Mortgage 1

Top States

State Complaints
GA 74
FL 51
KY 38
MI 26
OH 21
TN 20
AR 20
IN 19
IL 12
AL 7
MS 4
SC 4
WV 2
TX 1
NY 1
PA 1
NV 1
NC 1
UNITED STATES MINOR OUTLYING ISLANDS 1
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 75
Took or threatened to take negative or legal action 66
False statements or representation 56
Written notification about debt 50
Incorrect information on your report 12
Threatened to contact someone or share information improperly 9
Cont'd attempts collect debt not owed 6
Taking/threatening an illegal action 6
Disclosure verification of debt 5
Communication tactics 5
Problem with customer service 3
Improper use of your report 3
Problem with a company's investigation into an existing problem 2
Other features, terms, or problems 2
Other transaction problem 1
Dealing with your lender or servicer 1
Electronic communications 1
Closing your account 1
Struggling to pay your bill 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 4 100%
2015 7 100%
2016 4 100%
2017 9 100%
2018 15 93.3%
2019 8 100%
2020 9 100%
2021 15 100%
2022 11 100%
2023 16 93.8%
2024 55 100%
2025 123 100%
2026 28 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Lloyd & McDaniel, PLC

Lloyd & McDaniel, PLC has accumulated 308 consumer complaints in the CFPB public database, with filings active across 20 U.S. states. Of those submissions, 108 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Lloyd & McDaniel, PLC reports a 99.4% timely-response rate and has closed 95.8% of cases with a written explanation to the consumer. 1.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Lloyd & McDaniel, PLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Lloyd & McDaniel, PLC have?

Lloyd & McDaniel, PLC has received 308 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Lloyd & McDaniel, PLC respond to complaints on time?

Lloyd & McDaniel, PLC has a 99.4% timely response rate to CFPB complaints.

What is the most common complaint about Lloyd & McDaniel, PLC?

The most common issue reported against Lloyd & McDaniel, PLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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