CFPB · Single-product concentration
Lloyd & McDaniel, PLC
416 CFPB complaints · 90.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Lloyd & McDaniel, PLC: 90.4% of 416 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 1.4%. Allegations, not findings.
- Single-product concentration
- +1600% filings 2013 to 2026
CFPB relief outcome brief
CCDB company lloyd-mcdaniel-plc
1.4% relief · 99.3% timely · 416 filings · Debt collection
Same-product relief peers
Nearest relief peer: Linebarger Goggan Blair & Sampson LLP (1.4% relief)
Lloyd & McDaniel, PLC closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Lloyd & McDaniel, PLC's 416 filings include narrative text
46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lloyd & McDaniel, PLC complaint mix by product
- Debt collection 376 90.6% – 2% relief
- Credit reporting 23 5.5% – 0% relief
- Credit card 7 1.7% – 0% relief
- Debt or 5 1.2% – 0% relief
- Credit reporting, 2 0.5% – 0% relief
- Money transfer, 1 0.2% – 0% relief
- Student loan 1 0.2% – 0% relief
How Lloyd & McDaniel, PLC's 416 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 376 |
| Credit reporting or other personal consumer reports | 23 |
| Credit card | 7 |
| Debt or credit management | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Student loan | 1 |
| Mortgage | 1 |
Where Lloyd & McDaniel, PLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 24% of this company's filings
Lloyd & McDaniel, PLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 68
- +1600% vs 2013
Top States
| State | Complaints |
|---|---|
| GA | 100 |
| FL | 85 |
| KY | 44 |
| MI | 33 |
| TN | 26 |
| OH | 26 |
| AR | 24 |
| IN | 23 |
| IL | 15 |
| AL | 10 |
| SC | 7 |
| WV | 4 |
| MS | 4 |
| NY | 2 |
| NJ | 2 |
| TX | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| CO | 1 |
| NV | 1 |
| AK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 102 |
| Took or threatened to take negative or legal action | 96 |
| Written notification about debt | 70 |
| False statements or representation | 66 |
| Incorrect information on your report | 14 |
| Threatened to contact someone or share information improperly | 11 |
| Communication tactics | 9 |
| Problem with a company's investigation into an existing problem | 8 |
| Taking/threatening an illegal action | 8 |
| Cont'd attempts collect debt not owed | 7 |
| Disclosure verification of debt | 5 |
| Improper use of your report | 3 |
| Other features, terms, or problems | 3 |
| Problem with customer service | 3 |
| Struggling to pay your bill | 1 |
| Electronic communications | 1 |
| Fees or interest | 1 |
| Closing your account | 1 |
| Problem when making payments | 1 |
| Other transaction problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 4 | 100% |
| 2015 | 7 | 100% |
| 2016 | 6 | 100% |
| 2017 | 10 | 100% |
| 2018 | 17 | 94.1% |
| 2019 | 10 | 100% |
| 2020 | 10 | 100% |
| 2021 | 16 | 100% |
| 2022 | 12 | 100% |
| 2023 | 18 | 94.4% |
| 2024 | 73 | 100% |
| 2025 | 161 | 100% |
| 2026 | 68 | 98.5% |
Source: CFPB Consumer Complaint Database
Lloyd & McDaniel, PLC filings cluster in one product
Lloyd & McDaniel, PLC's 416 logged complaints stay concentrated: only 23 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-22.
Lloyd & McDaniel, PLC answers 99.3% of complaints inside the CFPB's tracked window and closes 96.4% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lloyd & McDaniel, PLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lloyd & McDaniel, PLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 416.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lloyd & McDaniel, PLC (99.3% timely; 1.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration