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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
12 CFR 1026.41 ( b ) ; and ( ii ) Includes on the validation notice 1
12 CFR Part 1016.7 ( g ) also states that you must comply with a consumer 's opt out direction as soon as reasonably practicable after you receive it. As of today 4
12 CFR subsection 1022.3 Definitions 2
12 days later 1
12 MONTH 1
12 payments in XXXX 1
12 U.S.C S {$5500.00} ( a ) ( 1 ) ( A ) - ( B ) 2
12 U.S.C S {$5500.00} ( a ) ( XXXX ) ( A ) - ( B ) 1
12 U.S.C. 2
12 U.S.C. 1818 ( Federal Deposit Insurance Act ) 1
12 U.S.C. 2605 1
12 U.S.C. 2605 ( e ) ( 1 ) ( B ) XX/XX/XXXXSecond Request for information ( QWR ) sent certified return receipt. XXXX failed to respond within the 5 business days requirement 1
12 U.S.C. 2605 ( k ) ( 1 ) ( C ) 1
12 U.S.C. 4902 ( a ) and 4902 ( b ) ( HPA ). Mr. Cooper is forcing home owners into unjust payment plans and threatening foreclosure without out cause. Mr. Cooper claims to have sent us certified mail on 3 separate occasions but can not provide us with tracking numbers or signed receipts of the letters. We never received any letters because they were never sent. Every time we speak with a representative from Mr. Cooper 1
12 U.S.C. 5531 3
12 U.S.C. 5531. 2
12 U.S.C. 5536 ( a ) ( 1 ) ( A ). Under 1053 and 1055 of the CFPA 2
12 U.S.C. 5536. 1
12 U.S.C. 5563 3
12 U.S.C. S {$5500.00} ( a ) ( 1 ) ( A ) - ( B ) 1
12-624 1
12. Over a series of communications from XX/XX/XXXX through XX/XX/XXXX 1
120 6
120 days late ( XXXX ) Discover 's Response : Discover 's response to previous complaints failed to acknowledge or address the ongoing inaccuracies in reporting. Despite being provided with evidence of the inaccuracies 1
120 days late. 3
120+ days late ) being reported after the account closure which is illogical and factually incorrect. 3
120-day lates 3
123031 ( D.N.M.2006 ) ; Bradshaw v. BAC Home Loans Servicing 1
1234abcd ) o Context-specific words 1
124 Stat. 2092 ( 2010 ) Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681 ( FCRA ) Please remove any and all unauthorized inquiries from my reports as I have no knowledge of ever filing any of these inquiries or giving anyone 3
124 STAT. 2092 (2010) FAIR CREDIT REPORTING ACT (FCRA) 15 U.S.C. 1681 (FCRA) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TYPE OF ACCOUNT: OTHER COLLECTION AGENCIES ADDRESS: N/A REASON: DON'T RECOGNIZE PLEASE REMOVE ANY AND ALL UNAUTHORIZED INQUIRIES FROM MY REPORTS AS I HAVE NO KNOWLEDGE OF EVER FILING ANY OF THESE INQUIRIES OR GIVING ANYONE 1
124 STAT. 2092 (2010) FAIRCREDIT REPORTING ACT (FCRA) 15 U.S.C. 1681 (FCRA) ACCOUNT NAME: XXXX XXXX 1
124 STAT. 2092 (XXXX) FAIR CREDIT REPORTING ACT (FCRA) 15 U.S.C. 1681 (FCRA) ACCOUNT NAME: XXXX XXXX DATE FILED: XXXX XXXX XXXX TYPE OF ACCOUNT: Automobile ADDRESS: XXXX XXXX XXXX XXXX 2
124 Stat. 2107. ) I would appreciate meeting of the minds and full disclosure 1
124 Stat. 2107. ),,Portfolio Recovery Associates 1
124 Stat. 2112. 1
127 ( b ) ( 10 ) 1
129 Stat. 3
12CFR Chapter X Part 1011.4 1
12U.S.C. 5536 ( a ) ( 3 ). 1
13 2
130 S.E. 758 Norton Grocery Co. v. Peoples Nat. Bank 1
130. Civil liability ( 82 Stat. 157 ; 88 Stat. 1518 ; 90 Stat. 197 ; 15 U.S.C. 1640 ). 1
1333 ( 9th Cir.1995 ) ) ( citations omitted ). 1
134 ) Pursuant to 18 U.S.C . 1028A ( a ) ( 1 ) 1
1341 ) VII. REQUESTS FOR RELIEF. Conduct a full forensic audit of all mortgage servicing 1
1342 1
1342 ; Fraud and swindles 1
1344 1
1345 2

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.