2026 data Public-data reference. official source

BTH Management

1.7K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.7K consumer complaints filed with the CFPB

This profile shows BTH Management's complaint history from CFPB public records. 1,688 consumers have filed complaints since 2016. The company has a 98.8% timely response rate and has provided relief in 0.7% of cases.

1.7K
Total Complaints
98.8%
Timely Response
0.5%
Disputed
0.7%
Relief Provided
47
States Active
2016
Since

Total complaints

1.7K

Filed since 2016

Timely response

98.8%

CFPB-tracked response window

Relief rate

0.7%

Closed with monetary or non-monetary relief

Timely response rate 98.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.7%
Industry median

Share closed with monetary or non-monetary relief.

BTH Management complaint mix by product

Total complaints: 1.7K

BTH Management complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.7K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,277 complaints (75.9%), resolution 0.9% Debt collection 75.9% Credit reporting: 278 complaints (16.5%), resolution 0.0% Credit reporting 16.5% Credit reporting,: 86 complaints (5.1%), resolution 0.0% Payday loan,: 23 complaints (1.4%), resolution 0.0% Payday loan,: 13 complaints (0.8%), resolution 0.0% Consumer Loan: 3 complaints (0.2%), resolution 0.0% Vehicle loan: 3 complaints (0.2%), resolution 0.0%
  • Debt collection 1K 75.9% 1% relief
  • Credit reporting 278 16.5% 0% relief
  • Credit reporting, 86 5.1% 0% relief
  • Payday loan, 23 1.4% 0% relief
  • Payday loan, 13 0.8% 0% relief
  • Consumer Loan 3 0.2% 0% relief
  • Vehicle loan 3 0.2% 0% relief

How BTH Management's 1.7K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.3K
Credit reporting or other personal consumer reports 278
Credit reporting, credit repair services, or other personal consumer reports 86
Payday loan, title loan, or personal loan 23
Payday loan, title loan, personal loan, or advance loan 13
Consumer Loan 3
Vehicle loan or lease 3
Debt or credit management 2
Credit reporting 2
Money transfer, virtual currency, or money service 1

Top States

State Complaints
TX 287
LA 139
GA 126
FL 116
SC 107
OH 104
TN 89
CA 89
AL 79
VA 57
MO 57
AZ 42
NC 42
MS 38
MI 33
IN 30
NJ 29
IL 24
KY 19
WA 18

Top Issues

Issue Complaints
Attempts to collect debt not owed 541
Written notification about debt 283
Took or threatened to take negative or legal action 197
Incorrect information on your report 177
False statements or representation 156
Improper use of your report 102
Problem with a company's investigation into an existing problem 63
Communication tactics 30
Electronic communications 25
Problem with a credit reporting company's investigation into an existing problem 24
Threatened to contact someone or share information improperly 20
Disclosure verification of debt 14
Cont'd attempts collect debt not owed 10
Charged fees or interest you didn't expect 8
Received a loan you didn't apply for 6
Struggling to pay your loan 6
Can't contact lender or servicer 4
Credit monitoring or identity theft protection services 3
Problems when you are unable to pay 2
Problem with customer service 2

Yearly Trend

Year Complaints Timely
2016 13 23.1%
2017 78 92.3%
2018 91 100%
2019 68 100%
2020 62 100%
2021 99 100%
2022 24 100%
2023 74 97.3%
2024 205 100%
2025 630 99.8%
2026 344 99.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BTH Management

BTH Management has accumulated 1,688 consumer complaints in the CFPB public database, with filings active across 47 U.S. states. Of those submissions, 435 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, BTH Management reports a 98.8% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 0.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating BTH Management: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BTH Management have?

BTH Management has received 1,688 consumer complaints filed with the Consumer Financial Protection Bureau.

Does BTH Management respond to complaints on time?

BTH Management has a 98.8% timely response rate to CFPB complaints.

What is the most common complaint about BTH Management?

The most common issue reported against BTH Management is "Attempts to collect debt not owed" in the "Debt collection" product category.

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