CFPB · Narrative-heavy record

BTS Motors, LLC

11 CFPB complaints · 54.5% with narratives · top issue Managing the loan or lease.

11 CFPB complaints

BTS Motors, LLC: 54.5% of 11 filings include consumer narratives. Timely 18.2% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +300% filings 2015 to 2023

CFPB relief outcome brief

CCDB company bts-motors-llc

0% relief · 18.2% timely · 11 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

BTS Motors, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among BTS Motors, LLC and nearest filing-volume peers

BTS Motors, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of BTS Motors, LLC's 11 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 18.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

BTS Motors, LLC complaint mix by product

Total complaints: 11

BTS Motors, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 5 complaints (45.5%), resolution 0.0% Vehicle loan 45.5% Credit reporting,: 3 complaints (27.3%), resolution 0.0% Credit reporting, 27.3% Consumer Loan: 2 complaints (18.2%), resolution 0.0% Consumer Loan 18.2% Debt collection: 1 complaints (9.1%), resolution 0.0% Debt collection 9.1%
  • Vehicle loan 5 45.5% 0% relief
  • Credit reporting, 3 27.3% 0% relief
  • Consumer Loan 2 18.2% 0% relief
  • Debt collection 1 9.1% 0% relief

How BTS Motors, LLC's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 5
Credit reporting, credit repair services, or other personal consumer reports 3
Consumer Loan 2
Debt collection 1

Concentrated filing states for BTS Motors, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
90.9% of this company's filings
TX10VA1

BTS Motors, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2023
4
+300% vs 2015
012345 201520162018202120222023 4

Top States

State Complaints
TX 10
VA 1

Top Issues

Issue Complaints
Managing the loan or lease 5
Incorrect information on your report 4
Problems when you are unable to pay 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 1 100%
2018 1 0%
2021 3 0%
2022 1 0%
2023 4 0%

Source: CFPB Consumer Complaint Database

BTS Motors, LLC's narrative-rich complaint ledger

BTS Motors, LLC's 11 logged complaints stay concentrated: only 2 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2023-11-11.

BTS Motors, LLC answers 18.2% of complaints inside the CFPB's tracked window and closes 18.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BTS Motors, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for BTS Motors, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for BTS Motors, LLC (18.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record