CFPB · Single-product concentration
Bull City Financial Solutions, Inc
2.5K CFPB complaints · 77.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Bull City Financial Solutions, Inc: 77.9% of 2.5K CFPB complaints sit in "Debt collection". Timely 97.7% · relief 0.4%. Allegations, not findings.
- Volume rank #191 of 342
- Single-product concentration
- +7400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company bull-city-financial-solutions-inc
0.4% relief · 97.7% timely · 2.5K filings · Debt collection
Same-product relief peers
Nearest relief peer: LJ Ross Associates (0.4% relief)
Bull City Financial Solutions, Inc closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 2.5K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bull City Financial Solutions, Inc complaint mix by product
- Debt collection 2K 77.9% – 1% relief
- Credit reporting 380 15.3% – 0% relief
- Credit reporting, 162 6.5% – 0% relief
- Debt or 4 0.2% – 0% relief
- Vehicle loan 1 0.0% – 0% relief
- Credit reporting 1 0.0% – 0% relief
How Bull City Financial Solutions, Inc's 2.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.9K |
| Credit reporting or other personal consumer reports | 380 |
| Credit reporting, credit repair services, or other personal consumer reports | 162 |
| Debt or credit management | 4 |
| Vehicle loan or lease | 1 |
| Credit reporting | 1 |
Concentrated filing states for Bull City Financial Solutions, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 44.4% of this company's filings
Bull City Financial Solutions, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 450
- +7400% vs 2013
Top States
| State | Complaints |
|---|---|
| NC | 1.1K |
| FL | 446 |
| SC | 247 |
| OH | 101 |
| GA | 90 |
| VA | 66 |
| IN | 56 |
| TX | 51 |
| NY | 40 |
| CA | 32 |
| OK | 26 |
| IL | 22 |
| KY | 17 |
| NJ | 17 |
| MD | 16 |
| MI | 15 |
| PA | 14 |
| TN | 14 |
| DC | 14 |
| AL | 12 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 964 |
| Written notification about debt | 430 |
| Incorrect information on your report | 291 |
| False statements or representation | 200 |
| Took or threatened to take negative or legal action | 184 |
| Improper use of your report | 119 |
| Problem with a company's investigation into an existing problem | 85 |
| Cont'd attempts collect debt not owed | 69 |
| Problem with a credit reporting company's investigation into an existing problem | 45 |
| Communication tactics | 39 |
| Disclosure verification of debt | 26 |
| Threatened to contact someone or share information improperly | 8 |
| Electronic communications | 6 |
| Improper contact or sharing of info | 6 |
| Charged upfront or unexpected fees | 2 |
| Taking/threatening an illegal action | 2 |
| Problem with customer service | 1 |
| Confusing or missing disclosures | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Repossession | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 18 | 83.3% |
| 2015 | 25 | 92% |
| 2016 | 40 | 95% |
| 2017 | 76 | 84.2% |
| 2018 | 70 | 65.7% |
| 2019 | 81 | 97.5% |
| 2020 | 89 | 100% |
| 2021 | 182 | 92.9% |
| 2022 | 151 | 100% |
| 2023 | 178 | 100% |
| 2024 | 365 | 100% |
| 2025 | 751 | 100% |
| 2026 | 450 | 100% |
Source: CFPB Consumer Complaint Database
Bull City Financial Solutions, Inc filings cluster in one product
Bull City Financial Solutions, Inc's 2,482 logged complaints reach a nationwide footprint - 44 states have at least one filing. Only 35.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.
Bull City Financial Solutions, Inc answers 97.7% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bull City Financial Solutions, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bull City Financial Solutions, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bull City Financial Solutions, Inc (#191 of 342; 97.7% timely; 0.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration