2026 data Public-data reference. official source

Bull City Financial Solutions, Inc

2.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2.0K consumer complaints filed with the CFPB

This profile shows Bull City Financial Solutions, Inc's complaint history from CFPB public records. 2,025 consumers have filed complaints since 2013. The company has a 97.3% timely response rate and has provided relief in 0.5% of cases.

2.0K
Total Complaints
97.3%
Timely Response
1.3%
Disputed
0.5%
Relief Provided
42
States Active
2013
Since

Total complaints

2.0K

Filed since 2013

Timely response

97.3%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 97.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

Bull City Financial Solutions, Inc complaint mix by product

Total complaints: 2.0K

Bull City Financial Solutions, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,595 complaints (78.8%), resolution 0.6% Debt collection 78.8% Credit reporting: 285 complaints (14.1%), resolution 0.0% Credit reporting 14.1% Credit reporting,: 141 complaints (7.0%), resolution 0.0% Credit reporting, 7.0% Debt or: 2 complaints (0.1%), resolution 0.0% Vehicle loan: 1 complaints (0.0%), resolution 0.0% Credit reporting: 1 complaints (0.0%), resolution 0.0%
  • Debt collection 2K 78.8% 1% relief
  • Credit reporting 285 14.1% 0% relief
  • Credit reporting, 141 7.0% 0% relief
  • Debt or 2 0.1% 0% relief
  • Vehicle loan 1 0.0% 0% relief
  • Credit reporting 1 0.0% 0% relief

How Bull City Financial Solutions, Inc's 2.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.6K
Credit reporting or other personal consumer reports 285
Credit reporting, credit repair services, or other personal consumer reports 141
Debt or credit management 2
Vehicle loan or lease 1
Credit reporting 1

Top States

State Complaints
NC 908
FL 368
SC 198
OH 82
GA 75
VA 55
IN 48
TX 41
NY 27
CA 25
OK 22
NJ 16
KY 13
TN 12
IL 12
MI 11
AL 11
MD 11
DC 10
PA 10

Top Issues

Issue Complaints
Attempts to collect debt not owed 770
Written notification about debt 361
Incorrect information on your report 237
Took or threatened to take negative or legal action 161
False statements or representation 153
Improper use of your report 90
Cont'd attempts collect debt not owed 67
Problem with a company's investigation into an existing problem 63
Communication tactics 38
Problem with a credit reporting company's investigation into an existing problem 35
Disclosure verification of debt 24
Threatened to contact someone or share information improperly 7
Electronic communications 6
Improper contact or sharing of info 6
Taking/threatening an illegal action 2
Repossession 1
Confusing or missing disclosures 1
Incorrect information on credit report 1
Problem with a company's investigation into an existing issue 1
Charged upfront or unexpected fees 1

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 18 83.3%
2015 23 91.3%
2016 37 97.3%
2017 74 85.1%
2018 60 63.3%
2019 67 97%
2020 82 100%
2021 162 92%
2022 124 100%
2023 150 100%
2024 312 100%
2025 635 100%
2026 275 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Bull City Financial Solutions, Inc

Bull City Financial Solutions, Inc has accumulated 2,025 consumer complaints in the CFPB public database, with filings active across 42 U.S. states. Of those submissions, 525 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Bull City Financial Solutions, Inc reports a 97.3% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Bull City Financial Solutions, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Bull City Financial Solutions, Inc have?

Bull City Financial Solutions, Inc has received 2,025 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Bull City Financial Solutions, Inc respond to complaints on time?

Bull City Financial Solutions, Inc has a 97.3% timely response rate to CFPB complaints.

What is the most common complaint about Bull City Financial Solutions, Inc?

The most common issue reported against Bull City Financial Solutions, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.

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