CFPB · Single-product concentration
Brown and Joseph, Ltd
211 CFPB complaints · 99.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Brown and Joseph, Ltd: 99.1% of 211 CFPB complaints sit in "Debt collection". Timely 86.7% · relief 0.5%. Allegations, not findings.
- Single-product concentration
- +83.3% filings 2013 to 2026
CFPB relief outcome brief
CCDB company brown-and-joseph-ltd
0.5% relief · 86.7% timely · 211 filings · Debt collection
Same-product relief peers
Nearest relief peer: Enova International, Inc. (0.5% relief)
Brown and Joseph, Ltd closes 0.5% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Brown and Joseph, Ltd's 211 filings include narrative text
42.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Brown and Joseph, Ltd complaint mix by product
- Debt collection 209 99.1% – 1% relief
- Debt or 1 0.5% – 0% relief
- Consumer Loan 1 0.5% – 0% relief
How Brown and Joseph, Ltd's 211 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 209 |
| Debt or credit management | 1 |
| Consumer Loan | 1 |
Where Brown and Joseph, Ltd complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 18% of this company's filings
Brown and Joseph, Ltd rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +83.3% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 38 |
| FL | 20 |
| TX | 16 |
| NY | 14 |
| AZ | 11 |
| GA | 11 |
| VA | 8 |
| NJ | 8 |
| IL | 8 |
| PA | 7 |
| MI | 6 |
| TN | 5 |
| WA | 5 |
| MD | 5 |
| OK | 5 |
| CT | 5 |
| CO | 4 |
| ME | 3 |
| MO | 3 |
| MA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 59 |
| Communication tactics | 34 |
| False statements or representation | 32 |
| Written notification about debt | 23 |
| Cont'd attempts collect debt not owed | 23 |
| Took or threatened to take negative or legal action | 15 |
| Improper contact or sharing of info | 10 |
| Threatened to contact someone or share information improperly | 6 |
| Disclosure verification of debt | 5 |
| Problem with customer service | 1 |
| Electronic communications | 1 |
| Taking/threatening an illegal action | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 18 | 100% |
| 2015 | 17 | 82.4% |
| 2016 | 12 | 50% |
| 2017 | 19 | 100% |
| 2018 | 8 | 100% |
| 2019 | 3 | 100% |
| 2020 | 9 | 100% |
| 2021 | 8 | 100% |
| 2022 | 18 | 66.7% |
| 2023 | 17 | 64.7% |
| 2024 | 34 | 88.2% |
| 2025 | 31 | 90.3% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Brown and Joseph, Ltd filings cluster in one product
Brown and Joseph, Ltd's 211 logged complaints stay concentrated: only 36 states show a filing. 42.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-15.
Brown and Joseph, Ltd answers 86.7% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Brown and Joseph, Ltd.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Brown and Joseph, Ltd: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 211.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 86.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Brown and Joseph, Ltd (86.7% timely; 0.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration