CFPB · Single-product concentration
Buffaloe & Associates, PLC
30 CFPB complaints · 90% in "Debt collection" · top issue Taking/threatening an illegal action.
Buffaloe & Associates, PLC: 90% of 30 CFPB complaints sit in "Debt collection". Timely 93.3% · relief 13.3%. Allegations, not findings.
- Single-product concentration
- -50% filings 2013 to 2026
CFPB relief outcome brief
CCDB company buffaloe-associates-plc
13.3% relief · 93.3% timely · 30 filings · Debt collection
Same-product relief peers
Nearest relief peer: Collection Receivables, Inc. (13.3% relief)
Buffaloe & Associates, PLC closes 13.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Buffaloe & Associates, PLC's 30 filings include narrative text
43.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Buffaloe & Associates, PLC complaint mix by product
- Debt collection 27 90.0% – 15% relief
- Credit reporting 1 3.3% – 0% relief
- Credit card 1 3.3% – 0% relief
- Consumer Loan 1 3.3% – 0% relief
How Buffaloe & Associates, PLC's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 27 |
| Credit reporting or other personal consumer reports | 1 |
| Credit card | 1 |
| Consumer Loan | 1 |
Concentrated filing states for Buffaloe & Associates, PLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 93.3% of this company's filings
Buffaloe & Associates, PLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -50% vs 2013
Top States
| State | Complaints |
|---|---|
| TN | 28 |
| AR | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 7 |
| Written notification about debt | 6 |
| Took or threatened to take negative or legal action | 5 |
| False statements or representation | 3 |
| Communication tactics | 3 |
| Disclosure verification of debt | 2 |
| Improper use of your report | 1 |
| Other | 1 |
| Problems when you are unable to pay | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 4 | 100% |
| 2015 | 3 | 100% |
| 2016 | 2 | 50% |
| 2017 | 2 | 100% |
| 2019 | 2 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 2 | 50% |
| 2025 | 5 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Buffaloe & Associates, PLC filings cluster in one product
Buffaloe & Associates, PLC's 30 logged complaints stay concentrated: only 3 states show a filing. 43.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-02-19.
Buffaloe & Associates, PLC answers 93.3% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 13.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Buffaloe & Associates, PLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Buffaloe & Associates, PLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 30.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Buffaloe & Associates, PLC (93.3% timely; 13.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration