2026 data Public-data reference. official source

Brightfunders, LLC

93 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

93 consumer complaints filed with the CFPB

This profile shows Brightfunders, LLC's complaint history from CFPB public records. 93 consumers have filed complaints since 2014. The company has a 94.6% timely response rate and has provided relief in 4.3% of cases.

93
Total Complaints
94.6%
Timely Response
2.2%
Disputed
4.3%
Relief Provided
25
States Active
2014
Since

Total complaints

93

Filed since 2014

Timely response

94.6%

CFPB-tracked response window

Relief rate

4.3%

Closed with monetary or non-monetary relief

Timely response rate 94.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.3%
Industry median

Share closed with monetary or non-monetary relief.

Brightfunders, LLC complaint mix by product

Total complaints: 93

Brightfunders, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 93 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 88 complaints (94.6%), resolution 4.5% Mortgage 94.6% Credit reporting,: 3 complaints (3.2%), resolution 0.0% Debt collection: 1 complaints (1.1%), resolution 0.0% Credit reporting: 1 complaints (1.1%), resolution 0.0%
  • Mortgage 88 94.6% 5% relief
  • Credit reporting, 3 3.2% 0% relief
  • Debt collection 1 1.1% 0% relief
  • Credit reporting 1 1.1% 0% relief

How Brightfunders, LLC's 93 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 88
Credit reporting, credit repair services, or other personal consumer reports 3
Debt collection 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
OH 15
MD 10
TX 8
VA 7
GA 7
FL 5
NC 5
MN 4
PA 3
CA 3
LA 3
TN 3
AZ 2
IL 2
SC 2
NJ 2
CO 2
KY 1
WA 1
AL 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 30
Trouble during payment process 30
Closing on a mortgage 17
Incorrect information on your report 4
Application, originator, mortgage broker 3
Struggling to pay mortgage 3
Improper use of your report 2
Loan servicing, payments, escrow account 1
Loan modification,collection,foreclosure 1
Credit decision / Underwriting 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 2 100%
2016 2 100%
2017 4 75%
2018 4 100%
2019 2 100%
2020 2 100%
2021 21 100%
2022 25 100%
2023 14 92.9%
2024 6 83.3%
2025 7 85.7%
2026 3 66.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Brightfunders, LLC

Brightfunders, LLC has accumulated 93 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 44 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-02-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Brightfunders, LLC reports a 94.6% timely-response rate and has closed 95.7% of cases with a written explanation to the consumer. 4.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Brightfunders, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Brightfunders, LLC have?

Brightfunders, LLC has received 93 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Brightfunders, LLC respond to complaints on time?

Brightfunders, LLC has a 94.6% timely response rate to CFPB complaints.

What is the most common complaint about Brightfunders, LLC?

The most common issue reported against Brightfunders, LLC is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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