CFPB · Single-product concentration

Buffalo Auto Acceptance Corp.

10 CFPB complaints · 80% in "Vehicle loan or lease" · top issue Repossession.

10 CFPB complaints

Buffalo Auto Acceptance Corp.: 80% of 10 CFPB complaints sit in "Vehicle loan or lease". Timely 90% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2018 to 2026

CFPB relief outcome brief

CCDB company buffalo-auto-acceptance-corp

0% relief · 90% timely · 10 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Buffalo Auto Acceptance Corp…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Buffalo Auto Acceptance Corp. and nearest filing-volume peers

Buffalo Auto Acceptance Corp. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Buffalo Auto Acceptance Corp.'s 10 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Buffalo Auto Acceptance Corp. complaint mix by product

Total complaints: 10

Buffalo Auto Acceptance Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 8 complaints (80.0%), resolution 0.0% Vehicle loan 80.0% Debt collection: 1 complaints (10.0%), resolution 0.0% Debt collection 10.0% Credit reporting,: 1 complaints (10.0%), resolution 0.0% Credit reporting, 10.0%
  • Vehicle loan 8 80.0% 0% relief
  • Debt collection 1 10.0% 0% relief
  • Credit reporting, 1 10.0% 0% relief

How Buffalo Auto Acceptance Corp.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 8
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Buffalo Auto Acceptance Corp. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2018
012345 201820212023202420252026 1

Top States

State Complaints
NY 10

Top Issues

Issue Complaints
Repossession 3
Attempts to collect debt not owed 1
Problem with a company's investigation into an existing problem 1
Getting a loan or lease 1
Managing the loan or lease 1
Problems at the end of the loan or lease 1
Struggling to pay your loan 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2021 1 0%
2023 4 100%
2024 1 100%
2025 2 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Buffalo Auto Acceptance Corp. filings cluster in one product

Buffalo Auto Acceptance Corp.'s 10 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-02-26.

Buffalo Auto Acceptance Corp. answers 90% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Repossession."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Buffalo Auto Acceptance Corp..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Buffalo Auto Acceptance Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Buffalo Auto Acceptance Corp. (90% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration