2026 data Public-data reference. official source

Bristlecone, Inc.

28 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

28 consumer complaints filed with the CFPB

This profile shows Bristlecone, Inc.'s complaint history from CFPB public records. 28 consumers have filed complaints since 2016. The company has a 10.7% timely response rate and has provided relief in 7.1% of cases.

28
Total Complaints
10.7%
Timely Response
0%
Disputed
7.1%
Relief Provided
16
States Active
2016
Since

Total complaints

28

Filed since 2016

Timely response

10.7%

CFPB-tracked response window

Relief rate

7.1%

Closed with monetary or non-monetary relief

Timely response rate 10.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.1%
Industry median

Share closed with monetary or non-monetary relief.

Bristlecone, Inc. complaint mix by product

Total complaints: 28

Bristlecone, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 28 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (46.4%), resolution 7.7% Debt collection 46.4% Payday loan,: 5 complaints (17.9%), resolution 0.0% Payday loan, 17.9% Student loan: 3 complaints (10.7%), resolution 0.0% Student loan 10.7% Credit reporting,: 2 complaints (7.1%), resolution 0.0% Credit reporting, 7.1% Consumer Loan: 2 complaints (7.1%), resolution 50.0% Consumer Loan 7.1% Credit card: 2 complaints (7.1%), resolution 0.0% Credit card 7.1% Checking or: 1 complaints (3.6%), resolution 0.0%
  • Debt collection 13 46.4% 8% relief
  • Payday loan, 5 17.9% 0% relief
  • Student loan 3 10.7% 0% relief
  • Credit reporting, 2 7.1% 0% relief
  • Consumer Loan 2 7.1% 50% relief
  • Credit card 2 7.1% 0% relief
  • Checking or 1 3.6% 0% relief

How Bristlecone, Inc.'s 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13
Payday loan, title loan, or personal loan 5
Student loan 3
Credit reporting, credit repair services, or other personal consumer reports 2
Consumer Loan 2
Credit card or prepaid card 2
Checking or savings account 1

Top States

State Complaints
NY 4
FL 4
MN 3
CA 2
TX 2
VA 2
RI 1
DC 1
OH 1
KY 1
NJ 1
IL 1
UT 1
MI 1
PA 1
CT 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 6
Incorrect information on your report 3
Communication tactics 2
False statements or representation 2
Charged fees or interest you didn't expect 2
Problem with fraud alerts or security freezes 1
Managing the loan or lease 1
Problem getting a card or closing an account 1
Problem with the payoff process at the end of the loan 1
Dealing with your lender or servicer 1
Taking out the loan or lease 1
Cont'd attempts collect debt not owed 1
Took or threatened to take negative or legal action 1
Problem with a lender or other company charging your account 1
Written notification about debt 1
Advertising and marketing, including promotional offers 1
Getting the loan 1
Getting a loan 1

Yearly Trend

Year Complaints Timely
2016 3 100%
2017 2 0%
2018 8 0%
2019 7 0%
2020 4 0%
2021 1 0%
2022 2 0%
2023 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Bristlecone, Inc.

Bristlecone, Inc. has accumulated 28 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2023-10-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Bristlecone, Inc. reports a 10.7% timely-response rate and has closed 3.6% of cases with a written explanation to the consumer. 7.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Bristlecone, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Bristlecone, Inc. have?

Bristlecone, Inc. has received 28 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Bristlecone, Inc. respond to complaints on time?

Bristlecone, Inc. has a 10.7% timely response rate to CFPB complaints.

What is the most common complaint about Bristlecone, Inc.?

The most common issue reported against Bristlecone, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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