CFPB · Single-product concentration

Bright Side Loans, LLC

6 CFPB complaints · 83.3% in "Payday loan, title loan, personal loan, or advance loan" · top issue Problem when making payments.

6 CFPB complaints

Bright Side Loans, LLC: 83.3% of 6 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 100% · relief 16.7%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2024 to 2026

CFPB relief outcome brief

CCDB company bright-side-loans-llc

16.7% relief · 100% timely · 6 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: SoLo Funds Inc. (17.2% relief)

Bright Side Loans, LLC (this)16.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bright Side Loans, LLC and nearest filing-volume peers

Bright Side Loans, LLC closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bright Side Loans, LLC complaint mix by product

Total complaints: 6

Bright Side Loans, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 5 complaints (83.3%), resolution 20.0% Payday loan, 83.3% Debt collection: 1 complaints (16.7%), resolution 0.0% Debt collection 16.7%
  • Payday loan, 5 83.3% 20% relief
  • Debt collection 1 16.7% 0% relief

How Bright Side Loans, LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 5
Debt collection 1

Concentrated filing states for Bright Side Loans, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
83.3% of this company's filings
MO5ID1

Bright Side Loans, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2024
0.511.522.533.5 202420252026 1

Top States

State Complaints
MO 5
ID 1

Top Issues

Issue Complaints
Problem when making payments 1
Took or threatened to take negative or legal action 1
Money was taken from your bank account on the wrong day or for the wrong amount 1
Charged fees or interest you didn't expect 1
Getting the loan 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2024 2 100%
2025 3 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Bright Side Loans, LLC filings cluster in one product

Bright Side Loans, LLC's 6 logged complaints stay concentrated: only 2 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-02-03.

Bright Side Loans, LLC answers 100% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bright Side Loans, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bright Side Loans, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bright Side Loans, LLC (100% timely; 16.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration