CFPB · Single-product concentration
Fair Financial Corp.
44 CFPB complaints · 75% in "Vehicle loan or lease" · top issue Managing the loan or lease.
Fair Financial Corp.: 75% of 44 CFPB complaints sit in "Vehicle loan or lease". Timely 100% · relief 25%. Allegations, not findings.
- Single-product concentration
- -42.9% filings 2018 to 2022
CFPB relief outcome brief
CCDB company fair-financial-corp
25% relief · 100% timely · 44 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Universal Acceptance Corporation (Ne) (25.1% relief)
Fair Financial Corp. closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Fair Financial Corp.'s 44 filings include narrative text
52.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Fair Financial Corp. complaint mix by product
- Vehicle loan 33 75.0% – 27% relief
- Debt collection 10 22.7% – 20% relief
- Credit reporting, 1 2.3% – 0% relief
How Fair Financial Corp.'s 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 33 |
| Debt collection | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Fair Financial Corp.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 54.5% of this company's filings
Fair Financial Corp. falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 4
- -42.9% vs 2018
Top States
| State | Complaints |
|---|---|
| CA | 24 |
| IL | 4 |
| PA | 4 |
| GA | 3 |
| MA | 2 |
| MD | 2 |
| WA | 2 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 15 |
| Problems at the end of the loan or lease | 11 |
| Struggling to pay your loan | 4 |
| Written notification about debt | 3 |
| Attempts to collect debt not owed | 3 |
| Improper use of your report | 2 |
| Communication tactics | 2 |
| Getting a loan or lease | 1 |
| False statements or representation | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 7 | 100% |
| 2019 | 16 | 100% |
| 2020 | 11 | 100% |
| 2021 | 6 | 100% |
| 2022 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Fair Financial Corp. filings cluster in one product
Fair Financial Corp.'s 44 logged complaints stay concentrated: only 8 states show a filing. 52.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2022-04-14.
Fair Financial Corp. answers 100% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fair Financial Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Fair Financial Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Fair Financial Corp. (100% timely; 25% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration