2026 data Public-data reference. official source

Fair Financial Corp.

36 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

36 consumer complaints filed with the CFPB

This profile shows Fair Financial Corp.'s complaint history from CFPB public records. 36 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 27.8% of cases.

36
Total Complaints
100%
Timely Response
0%
Disputed
27.8%
Relief Provided
7
States Active
2018
Since

Total complaints

36

Filed since 2018

Timely response

100%

CFPB-tracked response window

Relief rate

27.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 27.8%
Industry median

Share closed with monetary or non-monetary relief.

Fair Financial Corp. complaint mix by product

Total complaints: 36

Fair Financial Corp. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 26 complaints (72.2%), resolution 30.8% Vehicle loan 72.2% Debt collection: 9 complaints (25.0%), resolution 22.2% Debt collection 25.0% Credit reporting,: 1 complaints (2.8%), resolution 0.0%
  • Vehicle loan 26 72.2% 31% relief
  • Debt collection 9 25.0% 22% relief
  • Credit reporting, 1 2.8% 0% relief

How Fair Financial Corp.'s 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 26
Debt collection 9
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
CA 19
IL 4
GA 3
PA 3
MD 2
MA 2
WA 1

Top Issues

Issue Complaints
Managing the loan or lease 12
Problems at the end of the loan or lease 8
Struggling to pay your loan 4
Written notification about debt 3
Communication tactics 2
Attempts to collect debt not owed 2
False statements or representation 1
Getting a loan or lease 1
Improper use of your report 1
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 6 100%
2019 12 100%
2020 9 100%
2021 5 100%
2022 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Fair Financial Corp.

Fair Financial Corp. has accumulated 36 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2022-04-14, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Fair Financial Corp. reports a 100% timely-response rate and has closed 72.2% of cases with a written explanation to the consumer. 27.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Managing the loan or lease".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Fair Financial Corp.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Fair Financial Corp. have?

Fair Financial Corp. has received 36 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Fair Financial Corp. respond to complaints on time?

Fair Financial Corp. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Fair Financial Corp.?

The most common issue reported against Fair Financial Corp. is "Managing the loan or lease" in the "Vehicle loan or lease" product category.

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