CFPB · Narrative-heavy record
F&L Marketing Enterprises LLC
13 CFPB complaints · 61.5% with narratives · top issue Struggling to pay your loan.
F&L Marketing Enterprises LLC: 61.5% of 13 filings include consumer narratives. Timely 76.9% · relief 30.8% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company f-l-marketing-enterprises-llc
30.8% relief · 76.9% timely · 13 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kilowatt Financial, LLC, a Spruce Finance Company (23.1% relief)
F&L Marketing Enterprises LLC closes 30.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of F&L Marketing Enterprises LLC's 13 filings include narrative text
61.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
F&L Marketing Enterprises LLC complaint mix by product
- Payday loan, 5 38.5% – 40% relief
- Payday loan, 3 23.1% – 0% relief
- Payday loan 2 15.4% – 50% relief
- Debt collection 2 15.4% – 50% relief
- Consumer Loan 1 7.7% – 0% relief
How F&L Marketing Enterprises LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 5 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Payday loan | 2 |
| Debt collection | 2 |
| Consumer Loan | 1 |
Concentrated filing states for F&L Marketing Enterprises LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 76.9% of this company's filings
F&L Marketing Enterprises LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| VA | 10 |
| LA | 1 |
| OH | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 3 |
| Can't contact lender or servicer | 2 |
| Improper contact or sharing of info | 2 |
| Can't stop withdrawals from your bank account | 1 |
| Payment to acct not credited | 1 |
| Managing the loan or lease | 1 |
| Charged fees or interest I didn't expect | 1 |
| Getting a line of credit | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 1 | 100% |
| 2017 | 4 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2024 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
F&L Marketing Enterprises LLC's narrative-rich complaint ledger
F&L Marketing Enterprises LLC's 13 logged complaints stay concentrated: only 4 states show a filing. 61.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-01-20.
F&L Marketing Enterprises LLC answers 76.9% of complaints inside the CFPB's tracked window and closes 46.2% with a written explanation. 30.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Struggling to pay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about F&L Marketing Enterprises LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for F&L Marketing Enterprises LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 76.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for F&L Marketing Enterprises LLC (76.9% timely; 30.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record