2026 data Public-data reference. official source

F&L Marketing Enterprises LLC

12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

12 consumer complaints filed with the CFPB

This profile shows F&L Marketing Enterprises LLC's complaint history from CFPB public records. 12 consumers have filed complaints since 2014. The company has a 83.3% timely response rate and has provided relief in 33.3% of cases.

12
Total Complaints
83.3%
Timely Response
0%
Disputed
33.3%
Relief Provided
4
States Active
2014
Since

Total complaints

12

Filed since 2014

Timely response

83.3%

CFPB-tracked response window

Relief rate

33.3%

Closed with monetary or non-monetary relief

Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 33.3%
Industry median

Share closed with monetary or non-monetary relief.

F&L Marketing Enterprises LLC complaint mix by product

Total complaints: 12

F&L Marketing Enterprises LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 12 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 5 complaints (41.7%), resolution 40.0% Payday loan, 41.7% Debt collection: 2 complaints (16.7%), resolution 50.0% Debt collection 16.7% Payday loan,: 2 complaints (16.7%), resolution 0.0% Payday loan, 16.7% Payday loan: 2 complaints (16.7%), resolution 50.0% Payday loan 16.7% Consumer Loan: 1 complaints (8.3%), resolution 0.0% Consumer Loan 8.3%
  • Payday loan, 5 41.7% 40% relief
  • Debt collection 2 16.7% 50% relief
  • Payday loan, 2 16.7% 0% relief
  • Payday loan 2 16.7% 50% relief
  • Consumer Loan 1 8.3% 0% relief

How F&L Marketing Enterprises LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 5
Debt collection 2
Payday loan, title loan, personal loan, or advance loan 2
Payday loan 2
Consumer Loan 1

Top States

State Complaints
VA 9
OH 1
NC 1
LA 1

Top Issues

Issue Complaints
Struggling to pay your loan 3
Improper contact or sharing of info 2
Getting a line of credit 1
Managing the loan or lease 1
Can't contact lender or servicer 1
Charged fees or interest I didn't expect 1
Can't stop withdrawals from your bank account 1
Problem with the payoff process at the end of the loan 1
Payment to acct not credited 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 1 100%
2017 4 100%
2018 1 100%
2019 1 100%
2020 1 100%
2024 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About F&L Marketing Enterprises LLC

F&L Marketing Enterprises LLC has accumulated 12 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-01-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, F&L Marketing Enterprises LLC reports a 83.3% timely-response rate and has closed 50% of cases with a written explanation to the consumer. 33.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Struggling to pay your loan".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating F&L Marketing Enterprises LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does F&L Marketing Enterprises LLC have?

F&L Marketing Enterprises LLC has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.

Does F&L Marketing Enterprises LLC respond to complaints on time?

F&L Marketing Enterprises LLC has a 83.3% timely response rate to CFPB complaints.

What is the most common complaint about F&L Marketing Enterprises LLC?

The most common issue reported against F&L Marketing Enterprises LLC is "Struggling to pay your loan" in the "Payday loan, title loan, or personal loan" product category.

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