CFPB · Narrative-heavy record

F & S Financial Marketing, Inc.

5 CFPB complaints · 80% with narratives · top issue Problems at the end of the loan or lease.

5 CFPB complaints

F & S Financial Marketing, Inc.: 80% of 5 filings include consumer narratives. Timely 80% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2016 to 2026

CFPB relief outcome brief

CCDB company f-s-financial-marketing-inc

0% relief · 80% timely · 5 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

F & S Financial Marketing, I…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among F & S Financial Marketing, Inc. and nearest filing-volume peers

F & S Financial Marketing, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 80.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

F & S Financial Marketing, Inc. complaint mix by product

Total complaints: 5

F & S Financial Marketing, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2 complaints (40.0%), resolution 0.0% Debt collection 40.0% Vehicle loan: 1 complaints (20.0%), resolution 0.0% Vehicle loan 20.0% Consumer Loan: 1 complaints (20.0%), resolution 0.0% Consumer Loan 20.0% Checking or: 1 complaints (20.0%), resolution 0.0% Checking or 20.0%
  • Debt collection 2 40.0% 0% relief
  • Vehicle loan 1 20.0% 0% relief
  • Consumer Loan 1 20.0% 0% relief
  • Checking or 1 20.0% 0% relief

How F & S Financial Marketing, Inc.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2
Vehicle loan or lease 1
Consumer Loan 1
Checking or savings account 1

Concentrated filing states for F & S Financial Marketing, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
60% of this company's filings
VA3FL1MO1

F & S Financial Marketing, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2016
0.511.522.5 2016201720252026 1

Top States

State Complaints
VA 3
FL 1
MO 1

Top Issues

Issue Complaints
Problems at the end of the loan or lease 1
Communication tactics 1
Problems when you are unable to pay 1
Taking/threatening an illegal action 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 1 0%
2025 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

F & S Financial Marketing, Inc.'s narrative-rich complaint ledger

F & S Financial Marketing, Inc.'s 5 logged complaints stay concentrated: only 3 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-29.

F & S Financial Marketing, Inc. answers 80% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Problems at the end of the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about F & S Financial Marketing, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for F & S Financial Marketing, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for F & S Financial Marketing, Inc. (80% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record