CFPB · Mid-pack CFPB posture

Ezcorp, Inc.

187 CFPB complaints · 28 states · top issue Taking/threatening an illegal action.

187 CFPB complaints

Ezcorp, Inc. has 187 consumer complaints in the CFPB public database. Timely response is 88.2%; 3.2% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -91.7% filings 2013 to 2026

CFPB relief outcome brief

CCDB company ezcorp-inc

3.2% relief · 88.2% timely · 187 filings · Debt collection

Nearest relief peer: Evergreen Financial Services Inc. (3.2% relief)

Ezcorp, Inc. (this)3.2%Academy Mortgage Corporation18.2%Avid Acceptance, LLC0%United Consumers Inc0%Weber & Olcese, PLC2.7%
Closed-with-relief % among Ezcorp, Inc. and nearest filing-volume peers

Ezcorp, Inc. closes 3.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 187 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 88.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ezcorp, Inc. complaint mix by product

Total complaints: 187

Ezcorp, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 187 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 95 complaints (51.1%), resolution 2.1% Debt collection 51.1% Payday loan: 59 complaints (31.7%), resolution 1.7% Payday loan 31.7% Consumer Loan: 13 complaints (7.0%), resolution 7.7% Consumer Loan 7.0% Payday loan,: 12 complaints (6.5%), resolution 8.3% Payday loan, 6.5% Payday loan,: 5 complaints (2.7%), resolution 20.0% Other financial: 1 complaints (0.5%), resolution 0.0% Money transfers: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 95 51.1% 2% relief
  • Payday loan 59 31.7% 2% relief
  • Consumer Loan 13 7.0% 8% relief
  • Payday loan, 12 6.5% 8% relief
  • Payday loan, 5 2.7% 20% relief
  • Other financial 1 0.5% 0% relief
  • Money transfers 1 0.5% 0% relief

How Ezcorp, Inc.'s 187 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 95
Payday loan 59
Consumer Loan 13
Payday loan, title loan, or personal loan 12
Payday loan, title loan, personal loan, or advance loan 5
Other financial service 1
Money transfers 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Ezcorp, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
45.5% of this company's filings
TX85WI18CO13NV10MO8UT5OH5FL5

Ezcorp, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-91.7% vs 2013
01020304050 201320142015201620172018201920202021202220252026 1

Top States

State Complaints
TX 85
WI 18
CO 13
NV 10
MO 8
UT 5
OH 5
FL 5
IL 4
NY 4
CA 3
TN 3
ID 3
KS 3
RI 2
GA 2
OK 2
IN 1
MI 1
MN 1

Top Issues

Issue Complaints
Taking/threatening an illegal action 27
Communication tactics 24
Can't contact lender 23
Charged fees or interest I didn't expect 16
Cont'd attempts collect debt not owed 12
Can't stop charges to bank account 10
False statements or representation 9
Took or threatened to take negative or legal action 7
Charged fees or interest you didn't expect 6
Improper contact or sharing of info 6
Attempts to collect debt not owed 5
Property was sold 4
Received a loan I didn't apply for 4
Can't contact lender or servicer 3
Disclosure verification of debt 3
Taking out the loan or lease 3
Payment to acct not credited 3
Applied for loan/did not receive money 3
Charged bank acct wrong day or amt 3
Problems when you are unable to pay 3

Yearly Trend

Year Complaints Timely
2013 12 100%
2014 47 91.5%
2015 37 81.1%
2016 33 97%
2017 34 82.4%
2018 9 66.7%
2019 4 100%
2020 2 50%
2021 3 100%
2022 1 100%
2025 4 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Ezcorp, Inc.

Ezcorp, Inc.'s 187 logged complaints stay concentrated: only 28 states show a filing. Only 31% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-03-15.

Ezcorp, Inc. answers 88.2% of complaints inside the CFPB's tracked window and closes 75.9% with a written explanation. 3.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ezcorp, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ezcorp, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ezcorp, Inc. (88.2% timely; 3.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture