CFPB · Single-product concentration
Consumer Adjustment Company Incorporated
2.4K CFPB complaints · 73.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Consumer Adjustment Company Incorporated: 73.3% of 2.4K CFPB complaints sit in "Debt collection". Timely 98.5% · relief 1.8%. Allegations, not findings.
- Volume rank #202 of 342
- Single-product concentration
- +7633.3% filings 2013 to 2026
CFPB relief outcome brief
CCDB company consumer-adjustment-company-incorporated
1.8% relief · 98.5% timely · 2.4K filings · Debt collection
Same-product relief peers
Nearest relief peer: Gurstel Law Firm, P.C. (1.8% relief)
Consumer Adjustment Company Incorporated closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 2.4K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Consumer Adjustment Company Incorporated complaint mix by product
- Debt collection 2K 73.5% – 2% relief
- Credit reporting 388 16.5% – 0% relief
- Credit reporting, 211 9.0% – 0% relief
- Payday loan, 9 0.4% – 0% relief
- Credit card 6 0.3% – 0% relief
- Payday loan, 5 0.2% – 0% relief
- Debt or 4 0.2% – 0% relief
How Consumer Adjustment Company Incorporated's 2.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.7K |
| Credit reporting or other personal consumer reports | 388 |
| Credit reporting, credit repair services, or other personal consumer reports | 211 |
| Payday loan, title loan, or personal loan | 9 |
| Credit card | 6 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Debt or credit management | 4 |
| Mortgage | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Checking or savings account | 1 |
| Student loan | 1 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
Nationwide filing states for Consumer Adjustment Company Incorporated
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 21.7% of this company's filings
Consumer Adjustment Company Incorporated rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 232
- +7633.3% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 510 |
| FL | 255 |
| GA | 249 |
| CA | 230 |
| MO | 139 |
| SC | 114 |
| IL | 108 |
| LA | 72 |
| OH | 71 |
| PA | 67 |
| VA | 65 |
| AL | 55 |
| NJ | 49 |
| MI | 45 |
| TN | 38 |
| AZ | 36 |
| MD | 35 |
| OK | 24 |
| WI | 19 |
| DE | 19 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 821 |
| Written notification about debt | 403 |
| Incorrect information on your report | 311 |
| Took or threatened to take negative or legal action | 218 |
| False statements or representation | 179 |
| Improper use of your report | 149 |
| Problem with a company's investigation into an existing problem | 74 |
| Problem with a credit reporting company's investigation into an existing problem | 62 |
| Communication tactics | 46 |
| Electronic communications | 17 |
| Cont'd attempts collect debt not owed | 16 |
| Disclosure verification of debt | 10 |
| Threatened to contact someone or share information improperly | 8 |
| Credit monitoring or identity theft protection services | 7 |
| Improper contact or sharing of info | 6 |
| Received a loan you didn't apply for | 5 |
| Didn't provide services promised | 2 |
| Problem with fraud alerts or security freezes | 2 |
| Problem with a purchase shown on your statement | 2 |
| Identity theft protection or other monitoring services | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 100% |
| 2014 | 15 | 53.3% |
| 2015 | 17 | 100% |
| 2016 | 9 | 88.9% |
| 2017 | 9 | 66.7% |
| 2018 | 14 | 100% |
| 2019 | 10 | 90% |
| 2020 | 131 | 100% |
| 2021 | 265 | 100% |
| 2022 | 205 | 100% |
| 2023 | 357 | 100% |
| 2024 | 539 | 99.4% |
| 2025 | 547 | 100% |
| 2026 | 232 | 91.4% |
Source: CFPB Consumer Complaint Database
Consumer Adjustment Company Incorporated filings cluster in one product
Consumer Adjustment Company Incorporated's 2,353 logged complaints reach a nationwide footprint - 47 states have at least one filing. Only 38.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26.
Consumer Adjustment Company Incorporated answers 98.5% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Consumer Adjustment Company Incorporated.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Consumer Adjustment Company Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.4K.
- Monterey Financial Services LLC Δ 7 complaints · 10.1% relief 2.3Kcomplaints
- RentDebt Automated Collections, LLC Δ 29 complaints · 0% relief 2.3Kcomplaints
- Army and Air Force Exchange Service Δ 38 complaints · 0.5% relief 2.4Kcomplaints
- Absolute Resolutions Corp. Δ 48 complaints · 0.2% relief 2.4Kcomplaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Consumer Adjustment Company Incorporated (#202 of 342; 98.5% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration