2026 data Public-data reference. official source

Consumer Adjustment Company Incorporated

1.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.9K consumer complaints filed with the CFPB

This profile shows Consumer Adjustment Company Incorporated's complaint history from CFPB public records. 1,947 consumers have filed complaints since 2013. The company has a 98.5% timely response rate and has provided relief in 2.2% of cases.

1.9K
Total Complaints
98.5%
Timely Response
0.3%
Disputed
2.2%
Relief Provided
46
States Active
2013
Since

Total complaints

1.9K

Filed since 2013

Timely response

98.5%

CFPB-tracked response window

Relief rate

2.2%

Closed with monetary or non-monetary relief

Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.2%
Industry median

Share closed with monetary or non-monetary relief.

Consumer Adjustment Company Incorporated complaint mix by product

Total complaints: 1.9K

Consumer Adjustment Company Incorporated complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,418 complaints (73.1%), resolution 3.0% Debt collection 73.1% Credit reporting: 320 complaints (16.5%), resolution 0.0% Credit reporting 16.5% Credit reporting,: 179 complaints (9.2%), resolution 0.0% Credit reporting, 9.2% Payday loan,: 9 complaints (0.5%), resolution 0.0% Credit card: 6 complaints (0.3%), resolution 0.0% Payday loan,: 5 complaints (0.3%), resolution 0.0% Debt or: 4 complaints (0.2%), resolution 0.0%
  • Debt collection 1K 73.1% 3% relief
  • Credit reporting 320 16.5% 0% relief
  • Credit reporting, 179 9.2% 0% relief
  • Payday loan, 9 0.5% 0% relief
  • Credit card 6 0.3% 0% relief
  • Payday loan, 5 0.3% 0% relief
  • Debt or 4 0.2% 0% relief

How Consumer Adjustment Company Incorporated's 1.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.4K
Credit reporting or other personal consumer reports 320
Credit reporting, credit repair services, or other personal consumer reports 179
Payday loan, title loan, or personal loan 9
Credit card 6
Payday loan, title loan, personal loan, or advance loan 5
Debt or credit management 4
Checking or savings account 1
Mortgage 1
Money transfer, virtual currency, or money service 1
Student loan 1
Consumer Loan 1
Credit card or prepaid card 1

Top States

State Complaints
TX 422
GA 207
FL 204
CA 194
MO 115
SC 93
IL 88
LA 66
VA 57
PA 57
OH 53
AL 51
MI 38
NJ 36
TN 33
AZ 30
MD 28
OK 19
NY 17
DE 16

Top Issues

Issue Complaints
Attempts to collect debt not owed 676
Written notification about debt 335
Incorrect information on your report 258
Took or threatened to take negative or legal action 173
False statements or representation 143
Improper use of your report 123
Problem with a company's investigation into an existing problem 64
Problem with a credit reporting company's investigation into an existing problem 52
Communication tactics 40
Cont'd attempts collect debt not owed 16
Electronic communications 15
Disclosure verification of debt 10
Improper contact or sharing of info 6
Credit monitoring or identity theft protection services 6
Received a loan you didn't apply for 5
Threatened to contact someone or share information improperly 4
Identity theft protection or other monitoring services 2
Problem with fraud alerts or security freezes 2
Problem with a purchase shown on your statement 2
Didn't provide services promised 2

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 15 53.3%
2015 17 100%
2016 9 88.9%
2017 8 75%
2018 12 100%
2019 9 88.9%
2020 109 100%
2021 230 100%
2022 163 100%
2023 307 100%
2024 472 99.4%
2025 463 100%
2026 130 88.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Consumer Adjustment Company Incorporated

Consumer Adjustment Company Incorporated has accumulated 1,947 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 591 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Consumer Adjustment Company Incorporated reports a 98.5% timely-response rate and has closed 97.7% of cases with a written explanation to the consumer. 2.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Consumer Adjustment Company Incorporated: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Consumer Adjustment Company Incorporated have?

Consumer Adjustment Company Incorporated has received 1,947 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Consumer Adjustment Company Incorporated respond to complaints on time?

Consumer Adjustment Company Incorporated has a 98.5% timely response rate to CFPB complaints.

What is the most common complaint about Consumer Adjustment Company Incorporated?

The most common issue reported against Consumer Adjustment Company Incorporated is "Attempts to collect debt not owed" in the "Debt collection" product category.

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