2026 data Public-data reference. official source

Complete Credit Solutions, Inc.

325 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

325 consumer complaints filed with the CFPB

This profile shows Complete Credit Solutions, Inc.'s complaint history from CFPB public records. 325 consumers have filed complaints since 2014. The company has a 98.2% timely response rate and has provided relief in 0.6% of cases.

325
Total Complaints
98.2%
Timely Response
0.9%
Disputed
0.6%
Relief Provided
34
States Active
2014
Since

Total complaints

325

Filed since 2014

Timely response

98.2%

CFPB-tracked response window

Relief rate

0.6%

Closed with monetary or non-monetary relief

Timely response rate 98.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median

Share closed with monetary or non-monetary relief.

Complete Credit Solutions, Inc. complaint mix by product

Total complaints: 325

Complete Credit Solutions, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 325 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 230 complaints (70.8%), resolution 0.9% Debt collection 70.8% Credit reporting: 48 complaints (14.8%), resolution 0.0% Credit reporting 14.8% Credit reporting,: 41 complaints (12.6%), resolution 0.0% Credit reporting, 12.6% Payday loan,: 4 complaints (1.2%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Credit reporting: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 230 70.8% 1% relief
  • Credit reporting 48 14.8% 0% relief
  • Credit reporting, 41 12.6% 0% relief
  • Payday loan, 4 1.2% 0% relief
  • Credit card 1 0.3% 0% relief
  • Credit reporting 1 0.3% 0% relief

How Complete Credit Solutions, Inc.'s 325 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 230
Credit reporting or other personal consumer reports 48
Credit reporting, credit repair services, or other personal consumer reports 41
Payday loan, title loan, or personal loan 4
Credit card or prepaid card 1
Credit reporting 1

Top States

State Complaints
TX 69
GA 30
NC 29
FL 24
CA 22
OH 15
NY 14
MD 12
PA 12
AL 10
IL 10
TN 8
AZ 7
CO 7
MS 6
VA 6
MI 5
DE 5
NV 4
SC 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 104
Incorrect information on your report 53
Written notification about debt 49
Took or threatened to take negative or legal action 39
False statements or representation 21
Improper use of your report 17
Problem with a credit reporting company's investigation into an existing problem 12
Problem with a company's investigation into an existing problem 9
Communication tactics 8
Disclosure verification of debt 4
Cont'd attempts collect debt not owed 2
Threatened to contact someone or share information improperly 2
Problem with the payoff process at the end of the loan 1
Getting a credit card 1
Charged fees or interest you didn't expect 1
Improper use of my credit report 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2014 6 33.3%
2015 2 50%
2016 3 100%
2017 4 100%
2018 7 100%
2019 17 100%
2020 23 100%
2021 54 100%
2022 29 100%
2023 34 100%
2024 64 98.4%
2025 60 100%
2026 22 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Complete Credit Solutions, Inc.

Complete Credit Solutions, Inc. has accumulated 325 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 88 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Complete Credit Solutions, Inc. reports a 98.2% timely-response rate and has closed 99.4% of cases with a written explanation to the consumer. 0.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Complete Credit Solutions, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Complete Credit Solutions, Inc. have?

Complete Credit Solutions, Inc. has received 325 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Complete Credit Solutions, Inc. respond to complaints on time?

Complete Credit Solutions, Inc. has a 98.2% timely response rate to CFPB complaints.

What is the most common complaint about Complete Credit Solutions, Inc.?

The most common issue reported against Complete Credit Solutions, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related