CFPB · Single-product concentration
Complete Credit Solutions, Inc.
416 CFPB complaints · 71.6% in "Debt collection" · top issue Attempts to collect debt not owed.
Complete Credit Solutions, Inc.: 71.6% of 416 CFPB complaints sit in "Debt collection". Timely 98.6% · relief 0.5%. Allegations, not findings.
- Single-product concentration
- +600% filings 2014 to 2026
CFPB relief outcome brief
CCDB company complete-credit-solutions-inc
0.5% relief · 98.6% timely · 416 filings · Debt collection
Same-product relief peers
Nearest relief peer: Enova International, Inc. (0.5% relief)
Complete Credit Solutions, Inc. closes 0.5% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 416 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Complete Credit Solutions, Inc. complaint mix by product
- Debt collection 298 71.6% – 1% relief
- Credit reporting 59 14.2% – 0% relief
- Credit reporting, 53 12.7% – 0% relief
- Payday loan, 4 1.0% – 0% relief
- Credit reporting 1 0.2% – 0% relief
- Credit card 1 0.2% – 0% relief
How Complete Credit Solutions, Inc.'s 416 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 298 |
| Credit reporting or other personal consumer reports | 59 |
| Credit reporting, credit repair services, or other personal consumer reports | 53 |
| Payday loan, title loan, or personal loan | 4 |
| Credit reporting | 1 |
| Credit card or prepaid card | 1 |
Where Complete Credit Solutions, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 20.7% of this company's filings
Complete Credit Solutions, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 42
- +600% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 86 |
| GA | 41 |
| NC | 36 |
| FL | 31 |
| CA | 27 |
| AL | 17 |
| PA | 17 |
| NY | 16 |
| MD | 15 |
| OH | 15 |
| IL | 13 |
| VA | 10 |
| MS | 9 |
| TN | 9 |
| AZ | 9 |
| DE | 8 |
| CO | 7 |
| MI | 6 |
| SC | 5 |
| WI | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 136 |
| Incorrect information on your report | 66 |
| Written notification about debt | 63 |
| Took or threatened to take negative or legal action | 50 |
| False statements or representation | 29 |
| Improper use of your report | 23 |
| Problem with a credit reporting company's investigation into an existing problem | 14 |
| Problem with a company's investigation into an existing problem | 11 |
| Communication tactics | 10 |
| Disclosure verification of debt | 4 |
| Threatened to contact someone or share information improperly | 3 |
| Cont'd attempts collect debt not owed | 2 |
| Electronic communications | 1 |
| Improper use of my credit report | 1 |
| Charged fees or interest you didn't expect | 1 |
| Getting a credit card | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 6 | 33.3% |
| 2015 | 2 | 50% |
| 2016 | 3 | 100% |
| 2017 | 5 | 100% |
| 2018 | 9 | 100% |
| 2019 | 21 | 100% |
| 2020 | 29 | 100% |
| 2021 | 66 | 100% |
| 2022 | 39 | 100% |
| 2023 | 43 | 100% |
| 2024 | 78 | 98.7% |
| 2025 | 73 | 100% |
| 2026 | 42 | 100% |
Source: CFPB Consumer Complaint Database
Complete Credit Solutions, Inc. filings cluster in one product
Complete Credit Solutions, Inc.'s 416 logged complaints stay concentrated: only 36 states show a filing. Only 38.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-25.
Complete Credit Solutions, Inc. answers 98.6% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Complete Credit Solutions, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Complete Credit Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 416.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.6%.
- Block, Inc. Δ 0.0 pts · 66.9K complaints 98.6%timely
- Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) Δ 0.0 pts · 4.0K complaints 98.6%timely
- RoundPoint Mortgage Servicing LLC Δ 0.0 pts · 3.0K complaints 98.6%timely
- Foris DAX, Inc. Δ 0.0 pts · 1.1K complaints 98.6%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Complete Credit Solutions, Inc. (98.6% timely; 0.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration