CFPB · Mid-pack CFPB posture

Concord Servicing Corporation

627 CFPB complaints · 47 states · top issue Incorrect information on your report.

627 CFPB complaints

Concord Servicing Corporation has 627 consumer complaints in the CFPB public database. Timely response is 98.7%; 3.5% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +2128.6% filings 2013 to 2026

CFPB relief outcome brief

CCDB company concord-servicing-corporation

3.5% relief · 98.7% timely · 627 filings · Debt collection

Nearest relief peer: United Revenue Corporation (3.5% relief)

Concord Servicing Corporatio…3.5%SinglePoint GI0%Law Office of Michael J. Sco…0%Avant Credit Corporation2.1%Creditors Bureau Associates2.5%
Closed-with-relief % among Concord Servicing Corporation and nearest filing-volume peers

Concord Servicing Corporation closes 3.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 627 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Concord Servicing Corporation complaint mix by product

Total complaints: 627

Concord Servicing Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 627 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 355 complaints (58.2%), resolution 3.9% Debt collection 58.2% Credit reporting: 176 complaints (28.9%), resolution 0.0% Credit reporting 28.9% Credit reporting,: 20 complaints (3.3%), resolution 30.0% Payday loan,: 18 complaints (3.0%), resolution 0.0% Mortgage: 17 complaints (2.8%), resolution 0.0% Payday loan,: 16 complaints (2.6%), resolution 0.0% Credit card: 8 complaints (1.3%), resolution 0.0%
  • Debt collection 355 58.2% 4% relief
  • Credit reporting 176 28.9% 0% relief
  • Credit reporting, 20 3.3% 30% relief
  • Payday loan, 18 3.0% 0% relief
  • Mortgage 17 2.8% 0% relief
  • Payday loan, 16 2.6% 0% relief
  • Credit card 8 1.3% 0% relief

How Concord Servicing Corporation's 627 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 355
Credit reporting or other personal consumer reports 176
Credit reporting, credit repair services, or other personal consumer reports 20
Payday loan, title loan, personal loan, or advance loan 18
Mortgage 17
Payday loan, title loan, or personal loan 16
Credit card 8
Consumer Loan 7
Debt or credit management 4
Credit reporting 3
Money transfer, virtual currency, or money service 2
Credit card or prepaid card 1

Nationwide filing states for Concord Servicing Corporation

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
17.5% of this company's filings
TX110CA99GA55FL44NC25IL24NY21NJ20

Concord Servicing Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
156
+2128.6% vs 2013
050100150200250 20132015201720192021202320252026 156

Top States

State Complaints
TX 110
CA 99
GA 55
FL 44
NC 25
IL 24
NY 21
NJ 20
SC 19
PA 16
MS 13
MI 12
MD 11
AZ 11
AL 11
VA 10
NV 10
WA 9
CO 9
OH 8

Top Issues

Issue Complaints
Incorrect information on your report 127
Attempts to collect debt not owed 123
Took or threatened to take negative or legal action 60
Written notification about debt 54
False statements or representation 46
Improper use of your report 41
Communication tactics 33
Problem with a company's investigation into an existing problem 28
Cont'd attempts collect debt not owed 24
Charged fees or interest you didn't expect 11
Problem with the payoff process at the end of the loan 10
Problem when making payments 9
Problem with a credit reporting company's investigation into an existing problem 8
Closing on a mortgage 6
Electronic communications 5
Managing the loan or lease 5
Trouble during payment process 4
Improper contact or sharing of info 4
Threatened to contact someone or share information improperly 3
Incorrect information on credit report 3

Yearly Trend

Year Complaints Timely
2013 7 100%
2014 16 100%
2015 15 100%
2016 11 100%
2017 11 100%
2018 21 100%
2019 8 100%
2020 9 100%
2021 25 100%
2022 16 100%
2023 31 96.8%
2024 93 100%
2025 208 97.1%
2026 156 99.4%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Concord Servicing Corporation

Concord Servicing Corporation's 627 logged complaints reach a nationwide footprint - 47 states have at least one filing. Only 34% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.

Concord Servicing Corporation answers 98.7% of complaints inside the CFPB's tracked window and closes 95.9% with a written explanation. 3.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Concord Servicing Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Concord Servicing Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Concord Servicing Corporation (98.7% timely; 3.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture