CFPB · Single-product concentration
Constar Financial Services, LLC
142 CFPB complaints · 87.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Constar Financial Services, LLC: 87.3% of 142 CFPB complaints sit in "Debt collection". Timely 92.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1100% filings 2013 to 2026
CFPB relief outcome brief
CCDB company constar-financial-services-llc
0% relief · 92.3% timely · 142 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Constar Financial Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Constar Financial Services, LLC's 142 filings include narrative text
43% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Constar Financial Services, LLC complaint mix by product
- Debt collection 124 87.3% – 0% relief
- Vehicle loan 6 4.2% – 0% relief
- Credit reporting 6 4.2% – 0% relief
- Student loan 3 2.1% – 0% relief
- Credit reporting, 1 0.7% – 0% relief
- Money transfer, 1 0.7% – 0% relief
- Credit card 1 0.7% – 0% relief
How Constar Financial Services, LLC's 142 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 124 |
| Vehicle loan or lease | 6 |
| Credit reporting or other personal consumer reports | 6 |
| Student loan | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Credit card or prepaid card | 1 |
Where Constar Financial Services, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 12% of this company's filings
Constar Financial Services, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- +1100% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 17 |
| FL | 17 |
| CA | 15 |
| NY | 15 |
| CO | 7 |
| AZ | 7 |
| PA | 6 |
| GA | 5 |
| LA | 4 |
| SC | 4 |
| NC | 4 |
| CT | 3 |
| MO | 3 |
| OH | 3 |
| MD | 2 |
| AL | 2 |
| MI | 2 |
| NV | 2 |
| IN | 2 |
| RI | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 37 |
| Communication tactics | 25 |
| Written notification about debt | 21 |
| False statements or representation | 14 |
| Cont'd attempts collect debt not owed | 11 |
| Disclosure verification of debt | 6 |
| Improper use of your report | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Taking/threatening an illegal action | 3 |
| Incorrect information on your report | 2 |
| Improper contact or sharing of info | 2 |
| Dealing with your lender or servicer | 2 |
| Took or threatened to take negative or legal action | 2 |
| Struggling to pay your loan | 2 |
| Problems at the end of the loan or lease | 1 |
| Repossession | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Can't repay my loan | 1 |
| Getting a loan or lease | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 7 | 85.7% |
| 2015 | 12 | 100% |
| 2016 | 10 | 100% |
| 2017 | 10 | 90% |
| 2018 | 7 | 100% |
| 2019 | 7 | 71.4% |
| 2020 | 14 | 92.9% |
| 2021 | 11 | 90.9% |
| 2022 | 14 | 100% |
| 2023 | 12 | 100% |
| 2024 | 7 | 85.7% |
| 2025 | 18 | 83.3% |
| 2026 | 12 | 91.7% |
Source: CFPB Consumer Complaint Database
Constar Financial Services, LLC filings cluster in one product
Constar Financial Services, LLC's 142 logged complaints stay concentrated: only 36 states show a filing. 43% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-09.
Constar Financial Services, LLC answers 92.3% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Constar Financial Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Constar Financial Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 142.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Constar Financial Services, LLC (92.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration