2026 data Public-data reference. official source

Constar Financial Services, LLC

118 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

118 consumer complaints filed with the CFPB

This profile shows Constar Financial Services, LLC's complaint history from CFPB public records. 118 consumers have filed complaints since 2013. The company has a 90.7% timely response rate and has provided relief in 0% of cases.

118
Total Complaints
90.7%
Timely Response
5.1%
Disputed
0%
Relief Provided
34
States Active
2013
Since

Total complaints

118

Filed since 2013

Timely response

90.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 90.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Constar Financial Services, LLC complaint mix by product

Total complaints: 118

Constar Financial Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 118 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 104 complaints (88.1%), resolution 0.0% Debt collection 88.1% Vehicle loan: 5 complaints (4.2%), resolution 0.0% Credit reporting: 4 complaints (3.4%), resolution 0.0% Student loan: 2 complaints (1.7%), resolution 0.0% Credit reporting,: 1 complaints (0.8%), resolution 0.0% Credit card: 1 complaints (0.8%), resolution 0.0% Money transfer,: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 104 88.1% 0% relief
  • Vehicle loan 5 4.2% 0% relief
  • Credit reporting 4 3.4% 0% relief
  • Student loan 2 1.7% 0% relief
  • Credit reporting, 1 0.8% 0% relief
  • Credit card 1 0.8% 0% relief
  • Money transfer, 1 0.8% 0% relief

How Constar Financial Services, LLC's 118 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 104
Vehicle loan or lease 5
Credit reporting or other personal consumer reports 4
Student loan 2
Credit reporting, credit repair services, or other personal consumer reports 1
Credit card or prepaid card 1
Money transfer, virtual currency, or money service 1

Top States

State Complaints
FL 15
NY 13
CA 13
TX 11
CO 6
AZ 6
GA 5
PA 4
NC 4
CT 3
LA 3
OH 2
IL 2
IN 2
MA 2
MI 2
MO 2
AL 2
SC 2
MD 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 28
Communication tactics 22
Written notification about debt 18
False statements or representation 13
Cont'd attempts collect debt not owed 11
Disclosure verification of debt 5
Threatened to contact someone or share information improperly 2
Improper use of your report 2
Improper contact or sharing of info 2
Taking/threatening an illegal action 2
Incorrect information on your report 2
Struggling to pay your loan 2
Dealing with your lender or servicer 1
Problem with a credit reporting company's investigation into an existing problem 1
Struggling to pay your bill 1
Took or threatened to take negative or legal action 1
Can't repay my loan 1
Getting a loan or lease 1
Problems at the end of the loan or lease 1
Lost or stolen money order 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 7 85.7%
2015 10 100%
2016 8 100%
2017 8 87.5%
2018 4 100%
2019 4 50%
2020 13 92.3%
2021 9 88.9%
2022 12 100%
2023 12 100%
2024 7 85.7%
2025 16 81.3%
2026 7 85.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Constar Financial Services, LLC

Constar Financial Services, LLC has accumulated 118 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Constar Financial Services, LLC reports a 90.7% timely-response rate and has closed 99.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Constar Financial Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Constar Financial Services, LLC have?

Constar Financial Services, LLC has received 118 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Constar Financial Services, LLC respond to complaints on time?

Constar Financial Services, LLC has a 90.7% timely response rate to CFPB complaints.

What is the most common complaint about Constar Financial Services, LLC?

The most common issue reported against Constar Financial Services, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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