2026 data Public-data reference. official source

COMMUNITY CHOICE FINANCIAL, INC.

1.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.1K consumer complaints filed with the CFPB

This profile shows COMMUNITY CHOICE FINANCIAL, INC.'s complaint history from CFPB public records. 1,073 consumers have filed complaints since 2013. The company has a 93.7% timely response rate and has provided relief in 2.9% of cases.

1.1K
Total Complaints
93.7%
Timely Response
9%
Disputed
2.9%
Relief Provided
42
States Active
2013
Since

Total complaints

1.1K

Filed since 2013

Timely response

93.7%

CFPB-tracked response window

Relief rate

2.9%

Closed with monetary or non-monetary relief

Timely response rate 93.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median

Share closed with monetary or non-monetary relief.

COMMUNITY CHOICE FINANCIAL, INC. complaint mix by product

Total complaints: 1.1K

COMMUNITY CHOICE FINANCIAL, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 515 complaints (48.5%), resolution 3.5% Debt collection 48.5% Payday loan: 235 complaints (22.1%), resolution 4.7% Payday loan 22.1% Payday loan,: 184 complaints (17.3%), resolution 0.0% Payday loan, 17.3% Consumer Loan: 53 complaints (5.0%), resolution 1.9% Credit reporting,: 50 complaints (4.7%), resolution 0.0% Money transfer,: 19 complaints (1.8%), resolution 0.0% Bank account: 5 complaints (0.5%), resolution 20.0%
  • Debt collection 515 48.5% 4% relief
  • Payday loan 235 22.1% 5% relief
  • Payday loan, 184 17.3% 0% relief
  • Consumer Loan 53 5.0% 2% relief
  • Credit reporting, 50 4.7% 0% relief
  • Money transfer, 19 1.8% 0% relief
  • Bank account 5 0.5% 20% relief

How COMMUNITY CHOICE FINANCIAL, INC.'s 1.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 515
Payday loan 235
Payday loan, title loan, or personal loan 184
Consumer Loan 53
Credit reporting, credit repair services, or other personal consumer reports 50
Money transfer, virtual currency, or money service 19
Bank account or service 5
Credit card or prepaid card 4
Credit reporting 3
Checking or savings account 2
Other financial service 2
Money transfers 1

Top States

State Complaints
CA 245
OH 154
TX 131
TN 53
AL 50
VA 47
MO 40
SC 36
WI 30
FL 27
AZ 24
LA 21
IN 17
MI 17
UT 15
GA 14
NM 13
NV 11
DE 10
KS 9

Top Issues

Issue Complaints
Communication tactics 201
Attempts to collect debt not owed 69
Cont'd attempts collect debt not owed 61
Charged fees or interest I didn't expect 60
Can't contact lender 52
Improper contact or sharing of info 50
Struggling to pay your loan 43
Received a loan I didn't apply for 40
Can't stop charges to bank account 39
Charged fees or interest you didn't expect 35
Taking/threatening an illegal action 34
Incorrect information on your report 30
False statements or representation 30
Took or threatened to take negative or legal action 28
Charged bank acct wrong day or amt 25
Problems when you are unable to pay 24
Written notification about debt 24
Improper use of your report 21
Payment to acct not credited 19
Managing the loan or lease 19

Yearly Trend

Year Complaints Timely
2013 57 98.2%
2014 225 98.2%
2015 186 97.8%
2016 118 99.2%
2017 141 71.6%
2018 110 97.3%
2019 110 86.4%
2020 69 100%
2021 51 100%
2022 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About COMMUNITY CHOICE FINANCIAL, INC.

COMMUNITY CHOICE FINANCIAL, INC. has accumulated 1,073 consumer complaints in the CFPB public database, with filings active across 42 U.S. states. Of those submissions, 367 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2022-01-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, COMMUNITY CHOICE FINANCIAL, INC. reports a 93.7% timely-response rate and has closed 95.1% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating COMMUNITY CHOICE FINANCIAL, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does COMMUNITY CHOICE FINANCIAL, INC. have?

COMMUNITY CHOICE FINANCIAL, INC. has received 1,073 consumer complaints filed with the Consumer Financial Protection Bureau.

Does COMMUNITY CHOICE FINANCIAL, INC. respond to complaints on time?

COMMUNITY CHOICE FINANCIAL, INC. has a 93.7% timely response rate to CFPB complaints.

What is the most common complaint about COMMUNITY CHOICE FINANCIAL, INC.?

The most common issue reported against COMMUNITY CHOICE FINANCIAL, INC. is "Communication tactics" in the "Debt collection" product category.

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