Total complaints
1.1K
Filed since 2013
1.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.1K consumer complaints filed with the CFPB
This profile shows COMMUNITY CHOICE FINANCIAL, INC.'s complaint history from CFPB public records. 1,073 consumers have filed complaints since 2013. The company has a 93.7% timely response rate and has provided relief in 2.9% of cases.
Total complaints
1.1K
Filed since 2013
Timely response
93.7%
CFPB-tracked response window
Relief rate
2.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How COMMUNITY CHOICE FINANCIAL, INC.'s 1.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 515 |
| Payday loan | 235 |
| Payday loan, title loan, or personal loan | 184 |
| Consumer Loan | 53 |
| Credit reporting, credit repair services, or other personal consumer reports | 50 |
| Money transfer, virtual currency, or money service | 19 |
| Bank account or service | 5 |
| Credit card or prepaid card | 4 |
| Credit reporting | 3 |
| Checking or savings account | 2 |
| Other financial service | 2 |
| Money transfers | 1 |
| State | Complaints |
|---|---|
| CA | 245 |
| OH | 154 |
| TX | 131 |
| TN | 53 |
| AL | 50 |
| VA | 47 |
| MO | 40 |
| SC | 36 |
| WI | 30 |
| FL | 27 |
| AZ | 24 |
| LA | 21 |
| IN | 17 |
| MI | 17 |
| UT | 15 |
| GA | 14 |
| NM | 13 |
| NV | 11 |
| DE | 10 |
| KS | 9 |
| Issue | Complaints |
|---|---|
| Communication tactics | 201 |
| Attempts to collect debt not owed | 69 |
| Cont'd attempts collect debt not owed | 61 |
| Charged fees or interest I didn't expect | 60 |
| Can't contact lender | 52 |
| Improper contact or sharing of info | 50 |
| Struggling to pay your loan | 43 |
| Received a loan I didn't apply for | 40 |
| Can't stop charges to bank account | 39 |
| Charged fees or interest you didn't expect | 35 |
| Taking/threatening an illegal action | 34 |
| Incorrect information on your report | 30 |
| False statements or representation | 30 |
| Took or threatened to take negative or legal action | 28 |
| Charged bank acct wrong day or amt | 25 |
| Problems when you are unable to pay | 24 |
| Written notification about debt | 24 |
| Improper use of your report | 21 |
| Payment to acct not credited | 19 |
| Managing the loan or lease | 19 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 57 | 98.2% |
| 2014 | 225 | 98.2% |
| 2015 | 186 | 97.8% |
| 2016 | 118 | 99.2% |
| 2017 | 141 | 71.6% |
| 2018 | 110 | 97.3% |
| 2019 | 110 | 86.4% |
| 2020 | 69 | 100% |
| 2021 | 51 | 100% |
| 2022 | 6 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
COMMUNITY CHOICE FINANCIAL, INC. has accumulated 1,073 consumer complaints in the CFPB public database, with filings active across 42 U.S. states. Of those submissions, 367 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2022-01-22, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, COMMUNITY CHOICE FINANCIAL, INC. reports a 93.7% timely-response rate and has closed 95.1% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating COMMUNITY CHOICE FINANCIAL, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
COMMUNITY CHOICE FINANCIAL, INC. has received 1,073 consumer complaints filed with the Consumer Financial Protection Bureau.
COMMUNITY CHOICE FINANCIAL, INC. has a 93.7% timely response rate to CFPB complaints.
The most common issue reported against COMMUNITY CHOICE FINANCIAL, INC. is "Communication tactics" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.