2026 data Public-data reference. official source

CONGRESS COLLECTION CORP

197 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

197 consumer complaints filed with the CFPB

This profile shows CONGRESS COLLECTION CORP's complaint history from CFPB public records. 197 consumers have filed complaints since 2014. The company has a 95.4% timely response rate and has provided relief in 0% of cases.

197
Total Complaints
95.4%
Timely Response
1%
Disputed
0%
Relief Provided
17
States Active
2014
Since

Total complaints

197

Filed since 2014

Timely response

95.4%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 95.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

CONGRESS COLLECTION CORP complaint mix by product

Total complaints: 197

CONGRESS COLLECTION CORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 197 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 156 complaints (79.2%), resolution 0.0% Debt collection 79.2% Credit reporting,: 22 complaints (11.2%), resolution 0.0% Credit reporting, 11.2% Credit reporting: 14 complaints (7.1%), resolution 0.0% Credit reporting 7.1% Student loan: 3 complaints (1.5%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0% Mortgage: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 156 79.2% 0% relief
  • Credit reporting, 22 11.2% 0% relief
  • Credit reporting 14 7.1% 0% relief
  • Student loan 3 1.5% 0% relief
  • Credit card 1 0.5% 0% relief
  • Mortgage 1 0.5% 0% relief

How CONGRESS COLLECTION CORP's 197 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 156
Credit reporting, credit repair services, or other personal consumer reports 22
Credit reporting or other personal consumer reports 14
Student loan 3
Credit card or prepaid card 1
Mortgage 1

Top States

State Complaints
MI 166
IL 6
OH 4
TX 4
GA 2
CA 2
FL 2
AZ 2
AR 1
AL 1
IA 1
WY 1
WI 1
HI 1
PA 1
WA 1
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 71
Written notification about debt 45
Incorrect information on your report 13
Took or threatened to take negative or legal action 12
False statements or representation 11
Communication tactics 10
Problem with a credit reporting company's investigation into an existing problem 9
Improper use of your report 8
Problem with a company's investigation into an existing problem 6
Cont'd attempts collect debt not owed 3
Disclosure verification of debt 2
Unexpected or other fees 1
Dealing with your lender or servicer 1
Improper contact or sharing of info 1
Closing on a mortgage 1
Dealing with my lender or servicer 1
Threatened to contact someone or share information improperly 1
Struggling to repay your loan 1

Yearly Trend

Year Complaints Timely
2014 4 100%
2015 2 0%
2016 3 33.3%
2017 3 66.7%
2018 17 100%
2019 13 100%
2020 24 100%
2021 44 97.7%
2022 40 97.5%
2023 15 93.3%
2024 31 100%
2025 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CONGRESS COLLECTION CORP

CONGRESS COLLECTION CORP has accumulated 197 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 69 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CONGRESS COLLECTION CORP reports a 95.4% timely-response rate and has closed 99.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CONGRESS COLLECTION CORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CONGRESS COLLECTION CORP have?

CONGRESS COLLECTION CORP has received 197 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CONGRESS COLLECTION CORP respond to complaints on time?

CONGRESS COLLECTION CORP has a 95.4% timely response rate to CFPB complaints.

What is the most common complaint about CONGRESS COLLECTION CORP?

The most common issue reported against CONGRESS COLLECTION CORP is "Attempts to collect debt not owed" in the "Debt collection" product category.

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