2026 data Public-data reference. official source

Conn's, Inc.

2.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2.2K consumer complaints filed with the CFPB

This profile shows Conn's, Inc.'s complaint history from CFPB public records. 2,221 consumers have filed complaints since 2015. The company has a 99.4% timely response rate and has provided relief in 19% of cases.

2.2K
Total Complaints
99.4%
Timely Response
2.6%
Disputed
19%
Relief Provided
36
States Active
2015
Since

Total complaints

2.2K

Filed since 2015

Timely response

99.4%

CFPB-tracked response window

Relief rate

19%

Closed with monetary or non-monetary relief

Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 19.0%
Industry median

Share closed with monetary or non-monetary relief.

Conn's, Inc. complaint mix by product

Total complaints: 2.2K

Conn's, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,010 complaints (46.2%), resolution 29.2% Debt collection 46.2% Credit reporting,: 565 complaints (25.9%), resolution 7.3% Credit reporting, 25.9% Credit reporting: 251 complaints (11.5%), resolution 0.0% Credit reporting 11.5% Payday loan,: 160 complaints (7.3%), resolution 17.5% Payday loan, 7.3% Consumer Loan: 122 complaints (5.6%), resolution 41.8% Credit card: 47 complaints (2.2%), resolution 8.5% Credit card: 30 complaints (1.4%), resolution 3.3%
  • Debt collection 1K 46.2% 29% relief
  • Credit reporting, 565 25.9% 7% relief
  • Credit reporting 251 11.5% 0% relief
  • Payday loan, 160 7.3% 18% relief
  • Consumer Loan 122 5.6% 42% relief
  • Credit card 47 2.2% 9% relief
  • Credit card 30 1.4% 3% relief

How Conn's, Inc.'s 2.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.0K
Credit reporting, credit repair services, or other personal consumer reports 565
Credit reporting or other personal consumer reports 251
Payday loan, title loan, or personal loan 160
Consumer Loan 122
Credit card or prepaid card 47
Credit card 30
Payday loan, title loan, personal loan, or advance loan 20
Credit reporting 5
Money transfer, virtual currency, or money service 4
Vehicle loan or lease 3
Checking or savings account 2
Debt or credit management 1
Bank account or service 1

Top States

State Complaints
TX 1.2K
NC 141
LA 133
AZ 120
TN 100
CO 67
OK 61
FL 56
SC 55
NV 51
GA 27
NM 27
AL 27
MS 27
CA 20
VA 19
PA 5
AR 5
WI 4
UT 4

Top Issues

Issue Complaints
Incorrect information on your report 472
Communication tactics 398
Attempts to collect debt not owed 311
Improper use of your report 160
Problem with a credit reporting company's investigation into an existing problem 140
Problem with a company's investigation into an existing problem 81
Written notification about debt 77
False statements or representation 76
Managing the loan or lease 52
Took or threatened to take negative or legal action 52
Problems when you are unable to pay 51
Problem when making payments 50
Cont'd attempts collect debt not owed 43
Charged fees or interest you didn't expect 40
Problem with the payoff process at the end of the loan 21
Disclosure verification of debt 19
Struggling to pay your loan 19
Problem with additional add-on products or services 17
Threatened to contact someone or share information improperly 14
Improper contact or sharing of info 14

Yearly Trend

Year Complaints Timely
2015 100 100%
2016 207 99.5%
2017 192 97.4%
2018 220 99.1%
2019 191 99.5%
2020 247 100%
2021 274 100%
2022 188 100%
2023 221 99.5%
2024 381 99.2%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Conn's, Inc.

Conn's, Inc. has accumulated 2,221 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 1,104 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2024-12-13, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Conn's, Inc. reports a 99.4% timely-response rate and has closed 81% of cases with a written explanation to the consumer. 19% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Conn's, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Conn's, Inc. have?

Conn's, Inc. has received 2,221 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Conn's, Inc. respond to complaints on time?

Conn's, Inc. has a 99.4% timely response rate to CFPB complaints.

What is the most common complaint about Conn's, Inc.?

The most common issue reported against Conn's, Inc. is "Incorrect information on your report" in the "Debt collection" product category.

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