CFPB · Higher closed-with-relief share

Conn's, Inc.

2.6K CFPB complaints · 18.5% relief (high band) · top issue Incorrect information on your report.

2.6K CFPB complaints

Conn's, Inc. closes 18.5% with relief (upper third) on 2.6K filings. Timely 99.4% · top product Debt collection. Allegations, not findings.

  • Volume rank #185 of 342
  • Higher closed-with-relief share
  • +310.1% filings 2015 to 2024

CFPB relief outcome brief

CCDB company conn-s-inc

18.5% relief · 99.4% timely · 2.6K filings · Debt collection

Nearest relief peer: Advantage Collection Professionals, Inc. (18.3% relief)

Conn's, Inc. (this)18.5%Mariner Finance, LLC1.6%Onemain Financial Holdings, …15.8%CCF Intermediate Holdings LLC0%Cng Financial Corporation0.8%
Closed-with-relief % among Conn's, Inc. and nearest filing-volume peers

Conn's, Inc. closes 18.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Conn's, Inc.'s 2.6K filings include narrative text

56.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Conn's, Inc. complaint mix by product

Total complaints: 2.6K

Conn's, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.6K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,146 complaints (45.0%), resolution 28.4% Debt collection 45.0% Credit reporting,: 686 complaints (26.9%), resolution 7.4% Credit reporting, 26.9% Credit reporting: 285 complaints (11.2%), resolution 0.0% Credit reporting 11.2% Payday loan,: 185 complaints (7.3%), resolution 18.4% Payday loan, 7.3% Consumer Loan: 145 complaints (5.7%), resolution 40.7% Credit card: 58 complaints (2.3%), resolution 12.1% Credit card: 41 complaints (1.6%), resolution 2.4%
  • Debt collection 1K 45.0% 28% relief
  • Credit reporting, 686 26.9% 7% relief
  • Credit reporting 285 11.2% 0% relief
  • Payday loan, 185 7.3% 18% relief
  • Consumer Loan 145 5.7% 41% relief
  • Credit card 58 2.3% 12% relief
  • Credit card 41 1.6% 2% relief

Higher-relief mix: how Conn's, Inc.'s 2.6K complaints split across CFPB product categories.

Complaints by Product

Product Complaints
Debt collection 1.1K
Credit reporting, credit repair services, or other personal consumer reports 686
Credit reporting or other personal consumer reports 285
Payday loan, title loan, or personal loan 185
Consumer Loan 145
Credit card or prepaid card 58
Credit card 41
Payday loan, title loan, personal loan, or advance loan 28
Money transfer, virtual currency, or money service 6
Credit reporting 5
Vehicle loan or lease 3
Checking or savings account 2
Debt or credit management 1
Bank account or service 1
Other financial service 1

Concentrated filing states for Conn's, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
55.5% of this company's filings
TX1.4KNC166AZ150LA150TN106CO81OK73SC63

Conn's, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2024
447
+310.1% vs 2015
0100200300400500 2015201620172018201920202021202220232024 447

Top States

State Complaints
TX 1.4K
NC 166
AZ 150
LA 150
TN 106
CO 81
OK 73
SC 63
NV 60
FL 57
AL 33
GA 33
NM 30
MS 28
VA 26
CA 23
PA 6
NY 6
AR 5
WI 5

Top Issues

Issue Complaints
Incorrect information on your report 554
Communication tactics 437
Attempts to collect debt not owed 363
Improper use of your report 197
Problem with a credit reporting company's investigation into an existing problem 175
False statements or representation 101
Problem with a company's investigation into an existing problem 86
Written notification about debt 84
Managing the loan or lease 64
Took or threatened to take negative or legal action 60
Problems when you are unable to pay 60
Problem when making payments 56
Charged fees or interest you didn't expect 51
Cont'd attempts collect debt not owed 47
Problem with the payoff process at the end of the loan 23
Struggling to pay your loan 22
Problem with additional add-on products or services 21
Disclosure verification of debt 19
Problem with a purchase shown on your statement 17
Getting a credit card 17

Yearly Trend

Year Complaints Timely
2015 109 100%
2016 229 99.6%
2017 222 96.8%
2018 256 98.8%
2019 233 99.6%
2020 300 100%
2021 313 100%
2022 225 100%
2023 259 99.6%
2024 447 99.3%

Source: CFPB Consumer Complaint Database

Conn's, Inc. in the higher-relief third

Conn's, Inc.'s 2,593 logged complaints stay concentrated: only 39 states show a filing. 56.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2024-12-13. Closed-with-relief 18.5% sits in the upper third of the corpus.

Conn's, Inc. closes 18.5% with monetary or non-monetary relief and answers 99.4% inside the CFPB window; 81.5% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Conn's, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Conn's, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Conn's, Inc. (#185 of 342; 99.4% timely; 18.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Higher closed-with-relief share