CFPB · Diversified product mix

Zendable, Inc.

45 CFPB complaints · diversified mix (top product 31.1%) · top issue Incorrect information on your report.

45 CFPB complaints

Zendable, Inc.: top product "Credit card" is only 31.1% of 45 - multi-bucket mix. Timely 100% · relief 8.9%. Allegations, not findings.

  • Diversified product mix
  • +2600% filings 2023 to 2026

CFPB relief outcome brief

CCDB company zendable-inc

8.9% relief · 100% timely · 45 filings · Credit card

Nearest relief peer: Mercury Financial Intermediate LLC (6.2% relief)

Zendable, Inc. (this)8.9%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Zendable, Inc. and nearest filing-volume peers

Zendable, Inc. closes 8.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 45 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Zendable, Inc. complaint mix by product

Total complaints: 45

Zendable, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 14 complaints (31.1%), resolution 14.3% Credit card 31.1% Credit reporting: 12 complaints (26.7%), resolution 16.7% Credit reporting 26.7% Payday loan,: 9 complaints (20.0%), resolution 0.0% Payday loan, 20.0% Debt collection: 9 complaints (20.0%), resolution 0.0% Debt collection 20.0% Payday loan,: 1 complaints (2.2%), resolution 0.0%
  • Credit card 14 31.1% 14% relief
  • Credit reporting 12 26.7% 17% relief
  • Payday loan, 9 20.0% 0% relief
  • Debt collection 9 20.0% 0% relief
  • Payday loan, 1 2.2% 0% relief

How Zendable, Inc.'s 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 14
Credit reporting or other personal consumer reports 12
Payday loan, title loan, personal loan, or advance loan 9
Debt collection 9
Payday loan, title loan, or personal loan 1

Where Zendable, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
17.8% of this company's filings
TX8CA8FL6VA5NY3IL2MS2NJ1

Zendable, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
27
+2600% vs 2023
0102030 2023202420252026 27

Top States

State Complaints
TX 8
CA 8
FL 6
VA 5
NY 3
IL 2
MS 2
NJ 1
NV 1
IN 1
NM 1
ME 1
ID 1
GA 1
PA 1
AZ 1
MI 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Improper use of your report 7
Took or threatened to take negative or legal action 6
Problem when making payments 5
Getting a credit card 5
Charged fees or interest you didn't expect 2
Problem with a purchase shown on your statement 2
Problem with additional add-on products or services 2
Other features, terms, or problems 2
Attempts to collect debt not owed 2
Struggling to pay your loan 1
Closing your account 1
Getting the loan 1
Credit monitoring or identity theft protection services 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 1 100%
2025 16 100%
2026 27 100%

Source: CFPB Consumer Complaint Database

Zendable, Inc. spreads across product buckets

Zendable, Inc.'s 45 logged complaints stay concentrated: only 17 states show a filing. Only 26.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-16.

Zendable, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 8.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zendable, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Zendable, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Zendable, Inc. (100% timely; 8.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix