CFPB · Single-product concentration

Credit Bureau of Carbon County

100 CFPB complaints · 85% in "Debt collection" · top issue Attempts to collect debt not owed.

100 CFPB complaints

Credit Bureau of Carbon County: 85% of 100 CFPB complaints sit in "Debt collection". Timely 92% · relief 3%. Allegations, not findings.

  • Single-product concentration
  • -20% filings 2014 to 2023

CFPB relief outcome brief

CCDB company credit-bureau-of-carbon-county

3% relief · 92% timely · 100 filings · Debt collection

Nearest relief peer: Herbert P. Sears Co., Inc. (3% relief)

Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%CB1, Inc.2%
Closed-with-relief % among Credit Bureau of Carbon County and nearest filing-volume peers

Credit Bureau of Carbon County closes 3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Credit Bureau of Carbon County's 100 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Bureau of Carbon County complaint mix by product

Total complaints: 100

Credit Bureau of Carbon County complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 100 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 85 complaints (85.0%), resolution 3.5% Debt collection 85.0% Credit reporting,: 15 complaints (15.0%), resolution 0.0% Credit reporting, 15.0%
  • Debt collection 85 85.0% 4% relief
  • Credit reporting, 15 15.0% 0% relief

How Credit Bureau of Carbon County's 100 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 85
Credit reporting, credit repair services, or other personal consumer reports 15

Concentrated filing states for Credit Bureau of Carbon County

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CO
51% of this company's filings
CO51WY28TX6UT3CA2VA2IN1PA1

Credit Bureau of Carbon County falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
4
-20% vs 2014
010203040 2014201520162017201820192020202120222023 4

Top States

State Complaints
CO 51
WY 28
TX 6
UT 3
CA 2
VA 2
IN 1
PA 1
IL 1
AZ 1
OK 1
OH 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 31
Written notification about debt 11
False statements or representation 11
Took or threatened to take negative or legal action 9
Communication tactics 9
Cont'd attempts collect debt not owed 8
Problem with a credit reporting company's investigation into an existing problem 7
Incorrect information on your report 7
Improper contact or sharing of info 3
Disclosure verification of debt 2
Improper use of your report 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2014 5 80%
2015 5 80%
2016 8 87.5%
2017 13 100%
2018 9 100%
2019 29 100%
2020 9 77.8%
2021 7 85.7%
2022 11 81.8%
2023 4 100%

Source: CFPB Consumer Complaint Database

Credit Bureau of Carbon County filings cluster in one product

Credit Bureau of Carbon County's 100 logged complaints stay concentrated: only 12 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2023-10-03.

Credit Bureau of Carbon County answers 92% of complaints inside the CFPB's tracked window and closes 97% with a written explanation. 3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau of Carbon County.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Bureau of Carbon County: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Bureau of Carbon County (92% timely; 3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration