Total complaints
239
Filed since 2024
239 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
239 consumer complaints filed with the CFPB
This profile shows Mercury Financial Intermediate LLC's complaint history from CFPB public records. 239 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 5% of cases.
Total complaints
239
Filed since 2024
Timely response
100%
CFPB-tracked response window
Relief rate
5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Mercury Financial Intermediate LLC's 239 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit card | 103 |
| Credit reporting or other personal consumer reports | 81 |
| Debt collection | 54 |
| Checking or savings account | 1 |
| State | Complaints |
|---|---|
| CA | 39 |
| FL | 22 |
| TX | 21 |
| NJ | 14 |
| OH | 12 |
| GA | 11 |
| NC | 11 |
| VA | 10 |
| NY | 8 |
| PA | 7 |
| IL | 7 |
| MD | 6 |
| AZ | 6 |
| LA | 5 |
| SC | 5 |
| MN | 5 |
| IN | 5 |
| MA | 5 |
| MI | 5 |
| MS | 4 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 48 |
| Problem with a purchase shown on your statement | 33 |
| Improper use of your report | 20 |
| Took or threatened to take negative or legal action | 20 |
| Fees or interest | 19 |
| Problem with a company's investigation into an existing problem | 18 |
| Attempts to collect debt not owed | 15 |
| Other features, terms, or problems | 13 |
| Getting a credit card | 10 |
| Problem when making payments | 9 |
| Communication tactics | 8 |
| Written notification about debt | 6 |
| False statements or representation | 5 |
| Closing your account | 3 |
| Trouble using your card | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Advertising and marketing, including promotional offers | 2 |
| Struggling to pay your bill | 2 |
| Managing an account | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 101 | 100% |
| 2025 | 103 | 100% |
| 2026 | 35 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Mercury Financial Intermediate LLC has accumulated 239 consumer complaints in the CFPB public database, with filings active across 35 U.S. states. Of those submissions, 81 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Mercury Financial Intermediate LLC reports a 100% timely-response rate and has closed 94.6% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mercury Financial Intermediate LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Mercury Financial Intermediate LLC has received 239 consumer complaints filed with the Consumer Financial Protection Bureau.
Mercury Financial Intermediate LLC has a 100% timely response rate to CFPB complaints.
The most common issue reported against Mercury Financial Intermediate LLC is "Incorrect information on your report" in the "Credit card" product category.
Read our methodology — how this data is sourced, computed, and verified.