2026 data Public-data reference. official source

Mercury Financial Intermediate LLC

239 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

239 consumer complaints filed with the CFPB

This profile shows Mercury Financial Intermediate LLC's complaint history from CFPB public records. 239 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 5% of cases.

239
Total Complaints
100%
Timely Response
0%
Disputed
5%
Relief Provided
35
States Active
2024
Since

Total complaints

239

Filed since 2024

Timely response

100%

CFPB-tracked response window

Relief rate

5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.0%
Industry median

Share closed with monetary or non-monetary relief.

Mercury Financial Intermediate LLC complaint mix by product

Total complaints: 239

Mercury Financial Intermediate LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 239 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 103 complaints (43.1%), resolution 11.7% Credit card 43.1% Credit reporting: 81 complaints (33.9%), resolution 0.0% Credit reporting 33.9% Debt collection: 54 complaints (22.6%), resolution 0.0% Debt collection 22.6% Checking or: 1 complaints (0.4%), resolution 0.0%
  • Credit card 103 43.1% 12% relief
  • Credit reporting 81 33.9% 0% relief
  • Debt collection 54 22.6% 0% relief
  • Checking or 1 0.4% 0% relief

How Mercury Financial Intermediate LLC's 239 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 103
Credit reporting or other personal consumer reports 81
Debt collection 54
Checking or savings account 1

Top States

State Complaints
CA 39
FL 22
TX 21
NJ 14
OH 12
GA 11
NC 11
VA 10
NY 8
PA 7
IL 7
MD 6
AZ 6
LA 5
SC 5
MN 5
IN 5
MA 5
MI 5
MS 4

Top Issues

Issue Complaints
Incorrect information on your report 48
Problem with a purchase shown on your statement 33
Improper use of your report 20
Took or threatened to take negative or legal action 20
Fees or interest 19
Problem with a company's investigation into an existing problem 18
Attempts to collect debt not owed 15
Other features, terms, or problems 13
Getting a credit card 10
Problem when making payments 9
Communication tactics 8
Written notification about debt 6
False statements or representation 5
Closing your account 3
Trouble using your card 3
Credit monitoring or identity theft protection services 3
Advertising and marketing, including promotional offers 2
Struggling to pay your bill 2
Managing an account 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2024 101 100%
2025 103 100%
2026 35 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mercury Financial Intermediate LLC

Mercury Financial Intermediate LLC has accumulated 239 consumer complaints in the CFPB public database, with filings active across 35 U.S. states. Of those submissions, 81 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mercury Financial Intermediate LLC reports a 100% timely-response rate and has closed 94.6% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit card", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mercury Financial Intermediate LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mercury Financial Intermediate LLC have?

Mercury Financial Intermediate LLC has received 239 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mercury Financial Intermediate LLC respond to complaints on time?

Mercury Financial Intermediate LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Mercury Financial Intermediate LLC?

The most common issue reported against Mercury Financial Intermediate LLC is "Incorrect information on your report" in the "Credit card" product category.

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