Total complaints
69
Filed since 2020
69 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
69 consumer complaints filed with the CFPB
This profile shows INDEPENDENT BANK CORP.'s complaint history from CFPB public records. 69 consumers have filed complaints since 2020. The company has a 97.1% timely response rate and has provided relief in 14.5% of cases.
Total complaints
69
Filed since 2020
Timely response
97.1%
CFPB-tracked response window
Relief rate
14.5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How INDEPENDENT BANK CORP.'s 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 49 |
| Mortgage | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Vehicle loan or lease | 1 |
| Money transfer, virtual currency, or money service | 1 |
| State | Complaints |
|---|---|
| MA | 61 |
| TN | 1 |
| AP | 1 |
| TX | 1 |
| NH | 1 |
| RI | 1 |
| SC | 1 |
| WA | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 29 |
| Problem with a lender or other company charging your account | 8 |
| Closing an account | 6 |
| Problem caused by your funds being low | 6 |
| Improper use of your report | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Trouble during payment process | 3 |
| Getting a line of credit | 2 |
| Incorrect information on your report | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Struggling to pay your loan | 1 |
| Repossession | 1 |
| Getting the loan | 1 |
| Other service problem | 1 |
| Closing on a mortgage | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 7 | 100% |
| 2021 | 8 | 100% |
| 2022 | 18 | 94.4% |
| 2023 | 12 | 91.7% |
| 2024 | 9 | 100% |
| 2025 | 13 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
INDEPENDENT BANK CORP. has accumulated 69 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 27 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-02-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, INDEPENDENT BANK CORP. reports a 97.1% timely-response rate and has closed 85.5% of cases with a written explanation to the consumer. 14.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating INDEPENDENT BANK CORP.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
INDEPENDENT BANK CORP. has received 69 consumer complaints filed with the Consumer Financial Protection Bureau.
INDEPENDENT BANK CORP. has a 97.1% timely response rate to CFPB complaints.
The most common issue reported against INDEPENDENT BANK CORP. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.