2026 data Public-data reference. official source

INDEPENDENT BANK CORP.

69 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

69 consumer complaints filed with the CFPB

This profile shows INDEPENDENT BANK CORP.'s complaint history from CFPB public records. 69 consumers have filed complaints since 2020. The company has a 97.1% timely response rate and has provided relief in 14.5% of cases.

69
Total Complaints
97.1%
Timely Response
0%
Disputed
14.5%
Relief Provided
8
States Active
2020
Since

Total complaints

69

Filed since 2020

Timely response

97.1%

CFPB-tracked response window

Relief rate

14.5%

Closed with monetary or non-monetary relief

Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.5%
Industry median

Share closed with monetary or non-monetary relief.

INDEPENDENT BANK CORP. complaint mix by product

Total complaints: 69

INDEPENDENT BANK CORP. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 69 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 49 complaints (72.1%), resolution 14.3% Checking or 72.1% Mortgage: 7 complaints (10.3%), resolution 42.9% Mortgage 10.3% Credit reporting,: 4 complaints (5.9%), resolution 0.0% Payday loan,: 3 complaints (4.4%), resolution 0.0% Payday loan,: 2 complaints (2.9%), resolution 0.0% Credit reporting: 2 complaints (2.9%), resolution 0.0% Vehicle loan: 1 complaints (1.5%), resolution 0.0%
  • Checking or 49 72.1% 14% relief
  • Mortgage 7 10.3% 43% relief
  • Credit reporting, 4 5.9% 0% relief
  • Payday loan, 3 4.4% 0% relief
  • Payday loan, 2 2.9% 0% relief
  • Credit reporting 2 2.9% 0% relief
  • Vehicle loan 1 1.5% 0% relief

How INDEPENDENT BANK CORP.'s 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 49
Mortgage 7
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, or personal loan 3
Payday loan, title loan, personal loan, or advance loan 2
Credit reporting or other personal consumer reports 2
Vehicle loan or lease 1
Money transfer, virtual currency, or money service 1

Top States

State Complaints
MA 61
TN 1
AP 1
TX 1
NH 1
RI 1
SC 1
WA 1

Top Issues

Issue Complaints
Managing an account 29
Problem with a lender or other company charging your account 8
Closing an account 6
Problem caused by your funds being low 6
Improper use of your report 3
Problem with a credit reporting company's investigation into an existing problem 3
Trouble during payment process 3
Getting a line of credit 2
Incorrect information on your report 1
Problem with the payoff process at the end of the loan 1
Struggling to pay your loan 1
Repossession 1
Getting the loan 1
Other service problem 1
Closing on a mortgage 1
Unable to get your credit report or credit score 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2020 7 100%
2021 8 100%
2022 18 94.4%
2023 12 91.7%
2024 9 100%
2025 13 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About INDEPENDENT BANK CORP.

INDEPENDENT BANK CORP. has accumulated 69 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 27 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-02-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, INDEPENDENT BANK CORP. reports a 97.1% timely-response rate and has closed 85.5% of cases with a written explanation to the consumer. 14.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating INDEPENDENT BANK CORP.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does INDEPENDENT BANK CORP. have?

INDEPENDENT BANK CORP. has received 69 consumer complaints filed with the Consumer Financial Protection Bureau.

Does INDEPENDENT BANK CORP. respond to complaints on time?

INDEPENDENT BANK CORP. has a 97.1% timely response rate to CFPB complaints.

What is the most common complaint about INDEPENDENT BANK CORP.?

The most common issue reported against INDEPENDENT BANK CORP. is "Managing an account" in the "Checking or savings account" product category.

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