CFPB · Single-product concentration

Zap Solutions, Inc.

25 CFPB complaints · 96% in "Money transfer, virtual currency, or money service" · top issue Fraud or scam.

25 CFPB complaints

Zap Solutions, Inc.: 96% of 25 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 100% · relief 4%. Allegations, not findings.

  • Single-product concentration
  • +600% filings 2024 to 2026

CFPB relief outcome brief

CCDB company zap-solutions-inc

4% relief · 100% timely · 25 filings · Money transfer, virtual currency, or money service

Nearest relief peer: Securus J Holdings, LLC (4% relief)

Zap Solutions, Inc. (this)4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Zap Solutions, Inc. and nearest filing-volume peers

Zap Solutions, Inc. closes 4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Zap Solutions, Inc.'s 25 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Zap Solutions, Inc. complaint mix by product

Total complaints: 25

Zap Solutions, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 24 complaints (96.0%), resolution 4.2% Money transfer, 96.0% Checking or: 1 complaints (4.0%), resolution 0.0%
  • Money transfer, 24 96.0% 4% relief
  • Checking or 1 4.0% 0% relief

How Zap Solutions, Inc.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 24
Checking or savings account 1

Concentrated filing states for Zap Solutions, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
40% of this company's filings
FL10CA4TX2GA2MA2NJ1NC1OR1

Zap Solutions, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2024
05101520 202420252026 7

Top States

State Complaints
FL 10
CA 4
TX 2
GA 2
MA 2
NJ 1
NC 1
OR 1
RI 1
SC 1

Top Issues

Issue Complaints
Fraud or scam 10
Other transaction problem 8
Money was not available when promised 3
Trouble accessing funds in your mobile or digital wallet 2
Other service problem 1
Closing an account 1

Yearly Trend

Year Complaints Timely
2024 1 100%
2025 17 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

Zap Solutions, Inc. filings cluster in one product

Zap Solutions, Inc.'s 25 logged complaints stay concentrated: only 10 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-06-10.

Zap Solutions, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zap Solutions, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Zap Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Zap Solutions, Inc. (100% timely; 4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration