CFPB · Diversified product mix

Worth Finance Corporation

59 CFPB complaints · diversified mix (top product 33.9%) · top issue Incorrect information on your report.

59 CFPB complaints

Worth Finance Corporation: top product "Debt collection" is only 33.9% of 59 - multi-bucket mix. Timely 89.8% · relief 15.3%. Allegations, not findings.

  • Diversified product mix
  • -50% filings 2015 to 2026

CFPB relief outcome brief

CCDB company worth-finance-corporation

15.3% relief · 89.8% timely · 59 filings · Debt collection

Nearest relief peer: DFC Global Corp. (15.3% relief)

Worth Finance Corporation(this)15.3%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Worth Finance Corporation and nearest filing-volume peers

Worth Finance Corporation closes 15.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Worth Finance Corporation scores strongest on timely response (82/100 percentile-benchmarked) and weakest on relief provided (71/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

71 / 100 percentile-benchmarked

15.3% of complaints closed with relief to the consumer

Timely response

82 / 100 percentile-benchmarked

89.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

72 / 100 percentile-benchmarked

84.7% of complaints closed with an explanation to the consumer

Most of Worth Finance Corporation's 59 filings include narrative text

45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 89.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Worth Finance Corporation complaint mix by product

Total complaints: 59

Worth Finance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 59 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 20 complaints (34.5%), resolution 15.0% Debt collection 34.5% Payday loan,: 11 complaints (19.0%), resolution 9.1% Payday loan, 19.0% Credit reporting,: 9 complaints (15.5%), resolution 22.2% Credit reporting, 15.5% Credit reporting: 5 complaints (8.6%), resolution 40.0% Credit reporting 8.6% Payday loan,: 5 complaints (8.6%), resolution 20.0% Payday loan, 8.6% Consumer Loan: 5 complaints (8.6%), resolution 0.0% Consumer Loan 8.6% Payday loan: 3 complaints (5.2%), resolution 0.0%
  • Debt collection 20 34.5% – 15% relief
  • Payday loan, 11 19.0% – 9% relief
  • Credit reporting, 9 15.5% – 22% relief
  • Credit reporting 5 8.6% – 40% relief
  • Payday loan, 5 8.6% – 20% relief
  • Consumer Loan 5 8.6% – 0% relief
  • Payday loan 3 5.2% – 0% relief

How Worth Finance Corporation's 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 20
Payday loan, title loan, or personal loan 11
Credit reporting, credit repair services, or other personal consumer reports 9
Credit reporting or other personal consumer reports 5
Payday loan, title loan, personal loan, or advance loan 5
Consumer Loan 5
Payday loan 3
Bank account or service 1

Concentrated filing states for Worth Finance Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
84.7% of this company's filings
TX50NY1MS1FL1VT1CO1VA1GA1

Worth Finance Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-50% vs 2015
0246810 201520162017201820192020202120222023202420252026 4

Top States

State Complaints
TX 50
NY 1
MS 1
FL 1
VT 1
CO 1
VA 1
GA 1

Top Issues

Issue Complaints
Incorrect information on your report 8
Took or threatened to take negative or legal action 7
Attempts to collect debt not owed 4
Problems when you are unable to pay 4
Problem when making payments 3
Charged fees or interest you didn't expect 3
False statements or representation 3
Improper use of your report 3
Problem with a credit reporting company's investigation into an existing problem 3
Communication tactics 2
Problem with additional add-on products or services 2
Cont'd attempts collect debt not owed 2
Received a loan I didn't apply for 2
Received a loan you didn't apply for 2
Struggling to pay your loan 2
Credit monitoring or identity theft protection services 1
Threatened to contact someone or share information improperly 1
Problem with a company's investigation into an existing problem 1
Problem with the payoff process at the end of the loan 1
Payment to acct not credited 1

Yearly Trend

Year Complaints Timely
2015 8 100%
2016 2 0%
2017 5 100%
2018 1 100%
2019 4 100%
2020 5 80%
2021 6 83.3%
2022 4 100%
2023 3 33.3%
2024 9 100%
2025 8 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Worth Finance Corporation spreads across product buckets

Worth Finance Corporation's 59 logged complaints stay concentrated: only 8 states show a filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-08.

Worth Finance Corporation answers 89.8% of complaints inside the CFPB's tracked window and closes 84.7% with a written explanation. 15.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Worth Finance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Worth Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Worth Finance Corporation (89.8% timely; 15.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix