2026 data Public-data reference. official source

LTD Financial Services, L.P.

365 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

365 consumer complaints filed with the CFPB

This profile shows LTD Financial Services, L.P.'s complaint history from CFPB public records. 365 consumers have filed complaints since 2013. The company has a 87.7% timely response rate and has provided relief in 17.3% of cases.

365
Total Complaints
87.7%
Timely Response
3%
Disputed
17.3%
Relief Provided
43
States Active
2013
Since

Total complaints

365

Filed since 2013

Timely response

87.7%

CFPB-tracked response window

Relief rate

17.3%

Closed with monetary or non-monetary relief

Timely response rate 87.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.3%
Industry median

Share closed with monetary or non-monetary relief.

LTD Financial Services, L.P. complaint mix by product

Total complaints: 365

LTD Financial Services, L.P. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 365 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 310 complaints (86.1%), resolution 18.1% Debt collection 86.1% Credit reporting,: 31 complaints (8.6%), resolution 3.2% Credit reporting, 8.6% Student loan: 8 complaints (2.2%), resolution 50.0% Credit reporting: 4 complaints (1.1%), resolution 0.0% Mortgage: 3 complaints (0.8%), resolution 0.0% Credit card: 2 complaints (0.6%), resolution 0.0% Consumer Loan: 2 complaints (0.6%), resolution 0.0%
  • Debt collection 310 86.1% 18% relief
  • Credit reporting, 31 8.6% 3% relief
  • Student loan 8 2.2% 50% relief
  • Credit reporting 4 1.1% 0% relief
  • Mortgage 3 0.8% 0% relief
  • Credit card 2 0.6% 0% relief
  • Consumer Loan 2 0.6% 0% relief

How LTD Financial Services, L.P.'s 365 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 310
Credit reporting, credit repair services, or other personal consumer reports 31
Student loan 8
Credit reporting or other personal consumer reports 4
Mortgage 3
Credit card or prepaid card 2
Consumer Loan 2
Payday loan 2
Credit reporting 1
Credit card 1
Debt or credit management 1

Top States

State Complaints
TX 47
FL 42
CA 37
NY 24
GA 22
IL 20
CO 13
MI 11
NC 11
VA 9
NV 8
OH 7
AL 7
PA 7
MD 7
KS 7
WA 7
SC 6
TN 6
AZ 6

Top Issues

Issue Complaints
Attempts to collect debt not owed 97
Communication tactics 62
Written notification about debt 51
Cont'd attempts collect debt not owed 33
False statements or representation 22
Improper contact or sharing of info 18
Incorrect information on your report 18
Disclosure verification of debt 17
Problem with a credit reporting company's investigation into an existing problem 9
Took or threatened to take negative or legal action 7
Improper use of your report 7
Dealing with my lender or servicer 3
Loan modification,collection,foreclosure 2
Credit monitoring or identity theft protection services 2
Can't repay my loan 2
Problems when you are unable to pay 2
Threatened to contact someone or share information improperly 2
Incorrect information on credit report 1
Problem with a company's investigation into an existing problem 1
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2013 18 100%
2014 39 100%
2015 34 100%
2016 26 100%
2017 28 100%
2018 33 90.9%
2019 26 92.3%
2020 33 100%
2021 45 82.2%
2022 36 83.3%
2023 29 72.4%
2024 14 0%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About LTD Financial Services, L.P.

LTD Financial Services, L.P. has accumulated 365 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 121 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, LTD Financial Services, L.P. reports a 87.7% timely-response rate and has closed 76.4% of cases with a written explanation to the consumer. 17.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LTD Financial Services, L.P.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does LTD Financial Services, L.P. have?

LTD Financial Services, L.P. has received 365 consumer complaints filed with the Consumer Financial Protection Bureau.

Does LTD Financial Services, L.P. respond to complaints on time?

LTD Financial Services, L.P. has a 87.7% timely response rate to CFPB complaints.

What is the most common complaint about LTD Financial Services, L.P.?

The most common issue reported against LTD Financial Services, L.P. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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