Total complaints
365
Filed since 2013
365 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
365 consumer complaints filed with the CFPB
This profile shows LTD Financial Services, L.P.'s complaint history from CFPB public records. 365 consumers have filed complaints since 2013. The company has a 87.7% timely response rate and has provided relief in 17.3% of cases.
Total complaints
365
Filed since 2013
Timely response
87.7%
CFPB-tracked response window
Relief rate
17.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How LTD Financial Services, L.P.'s 365 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 310 |
| Credit reporting, credit repair services, or other personal consumer reports | 31 |
| Student loan | 8 |
| Credit reporting or other personal consumer reports | 4 |
| Mortgage | 3 |
| Credit card or prepaid card | 2 |
| Consumer Loan | 2 |
| Payday loan | 2 |
| Credit reporting | 1 |
| Credit card | 1 |
| Debt or credit management | 1 |
| State | Complaints |
|---|---|
| TX | 47 |
| FL | 42 |
| CA | 37 |
| NY | 24 |
| GA | 22 |
| IL | 20 |
| CO | 13 |
| MI | 11 |
| NC | 11 |
| VA | 9 |
| NV | 8 |
| OH | 7 |
| AL | 7 |
| PA | 7 |
| MD | 7 |
| KS | 7 |
| WA | 7 |
| SC | 6 |
| TN | 6 |
| AZ | 6 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 97 |
| Communication tactics | 62 |
| Written notification about debt | 51 |
| Cont'd attempts collect debt not owed | 33 |
| False statements or representation | 22 |
| Improper contact or sharing of info | 18 |
| Incorrect information on your report | 18 |
| Disclosure verification of debt | 17 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Took or threatened to take negative or legal action | 7 |
| Improper use of your report | 7 |
| Dealing with my lender or servicer | 3 |
| Loan modification,collection,foreclosure | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Can't repay my loan | 2 |
| Problems when you are unable to pay | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Incorrect information on credit report | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Taking/threatening an illegal action | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 18 | 100% |
| 2014 | 39 | 100% |
| 2015 | 34 | 100% |
| 2016 | 26 | 100% |
| 2017 | 28 | 100% |
| 2018 | 33 | 90.9% |
| 2019 | 26 | 92.3% |
| 2020 | 33 | 100% |
| 2021 | 45 | 82.2% |
| 2022 | 36 | 83.3% |
| 2023 | 29 | 72.4% |
| 2024 | 14 | 0% |
| 2025 | 2 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
LTD Financial Services, L.P. has accumulated 365 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 121 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, LTD Financial Services, L.P. reports a 87.7% timely-response rate and has closed 76.4% of cases with a written explanation to the consumer. 17.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LTD Financial Services, L.P.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
LTD Financial Services, L.P. has received 365 consumer complaints filed with the Consumer Financial Protection Bureau.
LTD Financial Services, L.P. has a 87.7% timely response rate to CFPB complaints.
The most common issue reported against LTD Financial Services, L.P. is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.