CFPB · Single-product concentration
LTD Financial Services, L.P.
427 CFPB complaints · 85% in "Debt collection" · top issue Attempts to collect debt not owed.
LTD Financial Services, L.P.: 85% of 427 CFPB complaints sit in "Debt collection". Timely 85.9% · relief 15%. Allegations, not findings.
- Single-product concentration
- -77.8% filings 2013 to 2026
CFPB relief outcome brief
CCDB company ltd-financial-services-l-p
15% relief · 85.9% timely · 427 filings · Debt collection
Same-product relief peers
Nearest relief peer: MarkOne Holdings, LLC (15% relief)
LTD Financial Services, L.P. closes 15% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of LTD Financial Services, L.P.'s 427 filings include narrative text
42.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LTD Financial Services, L.P. complaint mix by product
- Debt collection 363 86.2% – 16% relief
- Credit reporting, 35 8.3% – 3% relief
- Student loan 9 2.1% – 44% relief
- Credit reporting 6 1.4% – 0% relief
- Credit card 3 0.7% – 33% relief
- Mortgage 3 0.7% – 0% relief
- Payday loan 2 0.5% – 0% relief
How LTD Financial Services, L.P.'s 427 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 363 |
| Credit reporting, credit repair services, or other personal consumer reports | 35 |
| Student loan | 9 |
| Credit reporting or other personal consumer reports | 6 |
| Credit card | 3 |
| Mortgage | 3 |
| Payday loan | 2 |
| Consumer Loan | 2 |
| Credit card or prepaid card | 2 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
Nationwide filing states for LTD Financial Services, L.P.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 13.1% of this company's filings
LTD Financial Services, L.P. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- -77.8% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 56 |
| FL | 51 |
| CA | 46 |
| GA | 28 |
| NY | 25 |
| IL | 21 |
| CO | 16 |
| NC | 13 |
| MI | 12 |
| NV | 10 |
| VA | 10 |
| AZ | 10 |
| NJ | 9 |
| OH | 9 |
| PA | 8 |
| SC | 7 |
| MD | 7 |
| WA | 7 |
| AL | 7 |
| KS | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 118 |
| Communication tactics | 68 |
| Written notification about debt | 59 |
| Cont'd attempts collect debt not owed | 36 |
| False statements or representation | 27 |
| Incorrect information on your report | 20 |
| Improper contact or sharing of info | 19 |
| Disclosure verification of debt | 17 |
| Took or threatened to take negative or legal action | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 12 |
| Improper use of your report | 9 |
| Dealing with my lender or servicer | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Loan modification,collection,foreclosure | 2 |
| Can't repay my loan | 2 |
| Problems when you are unable to pay | 2 |
| Taking/threatening an illegal action | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Didn't provide services promised | 1 |
| Electronic communications | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 18 | 100% |
| 2014 | 39 | 100% |
| 2015 | 39 | 100% |
| 2016 | 29 | 100% |
| 2017 | 29 | 100% |
| 2018 | 44 | 86.4% |
| 2019 | 29 | 93.1% |
| 2020 | 38 | 100% |
| 2021 | 56 | 82.1% |
| 2022 | 44 | 86.4% |
| 2023 | 38 | 68.4% |
| 2024 | 17 | 0% |
| 2025 | 3 | 0% |
| 2026 | 4 | 0% |
Source: CFPB Consumer Complaint Database
LTD Financial Services, L.P. filings cluster in one product
LTD Financial Services, L.P.'s 427 logged complaints reach a nationwide footprint - 44 states have at least one filing. 42.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-06.
LTD Financial Services, L.P. answers 85.9% of complaints inside the CFPB's tracked window and closes 78.2% with a written explanation. 15% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LTD Financial Services, L.P..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for LTD Financial Services, L.P.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 427.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for LTD Financial Services, L.P. (85.9% timely; 15% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration