CFPB · Single-product concentration

Winklevoss Exchange LLC

1.5K CFPB complaints · 82.5% in "Money transfer, virtual currency, or money service" · top issue Money was not available when promised.

1.5K CFPB complaints

Winklevoss Exchange LLC: 82.5% of 1.5K CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 97.5% · relief 0.4%. Allegations, not findings.

  • Volume rank #264 of 342
  • Single-product concentration
  • +2190% filings 2017 to 2026

CFPB relief outcome brief

CCDB company winklevoss-exchange-llc

0.4% relief · 97.5% timely · 1.5K filings · Money transfer, virtual currency, or money service

Nearest relief peer: BlockFi Inc (0.5% relief)

Winklevoss Exchange LLC (thi…0.4%First Citizens Bancshares, I…15.8%First Horizon Bank15.8%BSI Financial Holdings, Inc.0.1%First Portfolio Servicing Inc0%
Closed-with-relief % among Winklevoss Exchange LLC and nearest filing-volume peers

Winklevoss Exchange LLC closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Winklevoss Exchange LLC's 1.5K filings include narrative text

57.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Winklevoss Exchange LLC complaint mix by product

Total complaints: 1.5K

Winklevoss Exchange LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 1,268 complaints (82.5%), resolution 0.1% Money transfer, 82.5% Credit card: 169 complaints (11.0%), resolution 3.0% Credit card 11.0% Checking or: 41 complaints (2.7%), resolution 0.0% Credit card: 30 complaints (2.0%), resolution 0.0% Credit reporting: 13 complaints (0.8%), resolution 0.0% Credit reporting,: 9 complaints (0.6%), resolution 0.0% Debt collection: 7 complaints (0.5%), resolution 0.0%
  • Money transfer, 1K 82.5% 0% relief
  • Credit card 169 11.0% 3% relief
  • Checking or 41 2.7% 0% relief
  • Credit card 30 2.0% 0% relief
  • Credit reporting 13 0.8% 0% relief
  • Credit reporting, 9 0.6% 0% relief
  • Debt collection 7 0.5% 0% relief

Lighter-volume mix: how Winklevoss Exchange LLC's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 1.3K
Credit card 169
Checking or savings account 41
Credit card or prepaid card 30
Credit reporting or other personal consumer reports 13
Credit reporting, credit repair services, or other personal consumer reports 9
Debt collection 7

Nationwide filing states for Winklevoss Exchange LLC

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
CA
14.2% of this company's filings
CA219NY209FL134TX117IL67NJ53GA47WA40

Winklevoss Exchange LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
229
+2190% vs 2017
0100200300400500 2017201820192020202120222023202420252026 229

Top States

State Complaints
CA 219
NY 209
FL 134
TX 117
IL 67
NJ 53
GA 47
WA 40
PA 36
VA 34
AZ 33
NV 33
OH 32
MD 31
MA 29
MI 27
CO 25
CT 22
HI 22
NC 19

Top Issues

Issue Complaints
Money was not available when promised 356
Other transaction problem 313
Fraud or scam 235
Other service problem 188
Managing, opening, or closing your mobile wallet account 80
Problem with a purchase shown on your statement 65
Other features, terms, or problems 32
Managing an account 32
Trouble using your card 31
Trouble accessing funds in your mobile or digital wallet 30
Getting a credit card 24
Unauthorized transactions or other transaction problem 17
Problem when making payments 16
Confusing or missing disclosures 16
Wrong amount charged or received 12
Fees or interest 11
Incorrect information on your report 11
Unexpected or other fees 10
Advertising and marketing, including promotional offers 10
Improper use of your report 9

Yearly Trend

Year Complaints Timely
2017 10 100%
2018 8 62.5%
2019 5 100%
2020 10 100%
2021 306 98.7%
2022 215 94%
2023 167 94.6%
2024 177 97.7%
2025 410 99%
2026 229 99.1%

Source: CFPB Consumer Complaint Database

Winklevoss Exchange LLC filings cluster in one product

Winklevoss Exchange LLC's 1,537 logged complaints reach a nationwide footprint - 52 states have at least one filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-25.

Winklevoss Exchange LLC answers 97.5% of complaints inside the CFPB's tracked window and closes 99.2% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Money was not available when promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Winklevoss Exchange LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Winklevoss Exchange LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Winklevoss Exchange LLC (#264 of 342; 97.5% timely; 0.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration