CFPB · Slower timely-response band
World Acceptance Corporation
4.4K CFPB complaints · 97.5% timely (slow band) · top issue Incorrect information on your report.
World Acceptance Corporation answers 97.5% on time (lower third) across 4.4K filings. Relief 12.6% · top product Debt collection. Allegations, not findings.
- Volume rank #126 of 342
- Slower timely-response band
- +4829.4% filings 2013 to 2026
CFPB relief outcome brief
CCDB company world-acceptance-corporation
12.6% relief · 97.5% timely · 4.4K filings · Debt collection
Same-product relief peers
Nearest relief peer: Pendrick Capital Partners (12.6% relief)
World Acceptance Corporation closes 12.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 4.4K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
World Acceptance Corporation complaint mix by product
- Debt collection 2K 42.7% – 17% relief
- Credit reporting 1K 27.8% – 15% relief
- Credit reporting, 633 14.6% – 1% relief
- Payday loan, 270 6.2% – 3% relief
- Payday loan, 232 5.4% – 16% relief
- Consumer Loan 117 2.7% – 0% relief
- Payday loan 21 0.5% – 0% relief
Higher-relief mix: how World Acceptance Corporation's 4.4K complaints split across CFPB product categories.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.8K |
| Credit reporting or other personal consumer reports | 1.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 633 |
| Payday loan, title loan, or personal loan | 270 |
| Payday loan, title loan, personal loan, or advance loan | 232 |
| Consumer Loan | 117 |
| Payday loan | 21 |
| Debt or credit management | 10 |
| Vehicle loan or lease | 8 |
| Credit reporting | 7 |
| Mortgage | 6 |
| Credit card | 6 |
| Money transfer, virtual currency, or money service | 5 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Bank account or service | 2 |
| Other financial service | 1 |
Nationwide filing states for World Acceptance Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 22.2% of this company's filings
World Acceptance Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 838
- +4829.4% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 973 |
| GA | 880 |
| SC | 634 |
| AL | 285 |
| IL | 254 |
| TN | 197 |
| LA | 162 |
| MS | 139 |
| MO | 136 |
| NC | 111 |
| IN | 92 |
| OK | 83 |
| FL | 63 |
| KY | 60 |
| WI | 51 |
| NM | 33 |
| AR | 28 |
| CA | 26 |
| MI | 20 |
| AZ | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 1.0K |
| Attempts to collect debt not owed | 885 |
| Improper use of your report | 449 |
| Took or threatened to take negative or legal action | 375 |
| Problem with a company's investigation into an existing problem | 313 |
| False statements or representation | 187 |
| Problem with a credit reporting company's investigation into an existing problem | 172 |
| Written notification about debt | 170 |
| Communication tactics | 108 |
| Struggling to pay your loan | 91 |
| Problem when making payments | 70 |
| Charged fees or interest you didn't expect | 65 |
| Problems when you are unable to pay | 64 |
| Problem with the payoff process at the end of the loan | 39 |
| Threatened to contact someone or share information improperly | 32 |
| Improper contact or sharing of info | 29 |
| Managing the loan or lease | 27 |
| Cont'd attempts collect debt not owed | 23 |
| Disclosure verification of debt | 22 |
| Problem with additional add-on products or services | 19 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 17 | 100% |
| 2014 | 82 | 96.3% |
| 2015 | 87 | 96.6% |
| 2016 | 65 | 84.6% |
| 2017 | 110 | 83.6% |
| 2018 | 122 | 66.4% |
| 2019 | 93 | 94.6% |
| 2020 | 140 | 97.1% |
| 2021 | 360 | 98.3% |
| 2022 | 349 | 99.7% |
| 2023 | 387 | 99.5% |
| 2024 | 594 | 98.5% |
| 2025 | 1.1K | 99.3% |
| 2026 | 838 | 99.9% |
Source: CFPB Consumer Complaint Database
World Acceptance Corporation in the slower-timely third
World Acceptance Corporation's 4,374 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 34.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Timely response 97.5% sits in the lower third of the corpus.
World Acceptance Corporation answers 97.5% of complaints inside the CFPB's tracked window (timely band: slow) and closes 12.6% with relief; 86.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about World Acceptance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for World Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.4K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for World Acceptance Corporation (#126 of 342; 97.5% timely; 12.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Slower timely-response band