World Acceptance Corporation
4.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
World Acceptance Corporation complaint mix by product
- Debt collection 2K 42.7% – 17% relief
- Credit reporting 1K 27.8% – 15% relief
- Credit reporting, 633 14.6% – 1% relief
- Payday loan, 270 6.2% – 3% relief
- Payday loan, 232 5.4% – 16% relief
- Consumer Loan 117 2.7% – 0% relief
- Payday loan 21 0.5% – 0% relief
How World Acceptance Corporation's 4.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.8K |
| Credit reporting or other personal consumer reports | 1.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 633 |
| Payday loan, title loan, or personal loan | 270 |
| Payday loan, title loan, personal loan, or advance loan | 232 |
| Consumer Loan | 117 |
| Payday loan | 21 |
| Debt or credit management | 10 |
| Vehicle loan or lease | 8 |
| Credit reporting | 7 |
| Mortgage | 6 |
| Credit card | 6 |
| Money transfer, virtual currency, or money service | 5 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Bank account or service | 2 |
| Other financial service | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 973 |
| GA | 880 |
| SC | 634 |
| AL | 285 |
| IL | 254 |
| TN | 197 |
| LA | 162 |
| MS | 139 |
| MO | 136 |
| NC | 111 |
| IN | 92 |
| OK | 83 |
| FL | 63 |
| KY | 60 |
| WI | 51 |
| NM | 33 |
| AR | 28 |
| CA | 26 |
| MI | 20 |
| AZ | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 1.0K |
| Attempts to collect debt not owed | 885 |
| Improper use of your report | 449 |
| Took or threatened to take negative or legal action | 375 |
| Problem with a company's investigation into an existing problem | 313 |
| False statements or representation | 187 |
| Problem with a credit reporting company's investigation into an existing problem | 172 |
| Written notification about debt | 170 |
| Communication tactics | 108 |
| Struggling to pay your loan | 91 |
| Problem when making payments | 70 |
| Charged fees or interest you didn't expect | 65 |
| Problems when you are unable to pay | 64 |
| Problem with the payoff process at the end of the loan | 39 |
| Threatened to contact someone or share information improperly | 32 |
| Improper contact or sharing of info | 29 |
| Managing the loan or lease | 27 |
| Cont'd attempts collect debt not owed | 23 |
| Disclosure verification of debt | 22 |
| Problem with additional add-on products or services | 19 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 17 | 100% |
| 2014 | 82 | 96.3% |
| 2015 | 87 | 96.6% |
| 2016 | 65 | 84.6% |
| 2017 | 110 | 83.6% |
| 2018 | 122 | 66.4% |
| 2019 | 93 | 94.6% |
| 2020 | 140 | 97.1% |
| 2021 | 360 | 98.3% |
| 2022 | 349 | 99.7% |
| 2023 | 387 | 99.5% |
| 2024 | 594 | 98.5% |
| 2025 | 1.1K | 99.3% |
| 2026 | 838 | 99.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About World Acceptance Corporation
World Acceptance Corporation's 4,374 logged complaints reach a nationwide footprint - 43 states have at least one filing on record. Only 34.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
World Acceptance Corporation answers 97.5% of complaints inside the CFPB's tracked window and closes 86.4% with a written explanation. 12.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about World Acceptance Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does World Acceptance Corporation have?
4,374, per the CFPB's public complaint count for this company (see the full breakdown above).
Does World Acceptance Corporation respond to complaints on time?
97.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about World Acceptance Corporation?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.