CFPB · Single-product concentration

Willow Bend Mortgage

10 CFPB complaints · 90% in "Mortgage" · top issue Closing on a mortgage.

10 CFPB complaints

Willow Bend Mortgage: 90% of 10 CFPB complaints sit in "Mortgage". Timely 30% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2024

CFPB relief outcome brief

CCDB company willow-bend-mortgage

0% relief · 30% timely · 10 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Willow Bend Mortgage (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Willow Bend Mortgage and nearest filing-volume peers

Willow Bend Mortgage closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Willow Bend Mortgage scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

25 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

30% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Willow Bend Mortgage's 10 filings include narrative text

80% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 30.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Willow Bend Mortgage complaint mix by product

Total complaints: 10

Willow Bend Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 9 complaints (90.0%), resolution 0.0% Mortgage 90.0% Credit reporting: 1 complaints (10.0%), resolution 0.0% Credit reporting 10.0%
  • Mortgage 9 90.0% – 0% relief
  • Credit reporting 1 10.0% – 0% relief

How Willow Bend Mortgage's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 9
Credit reporting or other personal consumer reports 1

Concentrated filing states for Willow Bend Mortgage

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
90% of this company's filings
TX9FL1

Willow Bend Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2016
0.511.522.533.5 201620172019202020222024 1

Top States

State Complaints
TX 9
FL 1

Top Issues

Issue Complaints
Closing on a mortgage 4
Incorrect information on your report 2
Application, originator, mortgage broker 2
Improper use of your report 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2017 1 100%
2019 3 33.3%
2020 1 0%
2022 3 33.3%
2024 1 0%

Source: CFPB Consumer Complaint Database

Willow Bend Mortgage filings cluster in one product

Willow Bend Mortgage's 10 logged complaints stay concentrated: only 2 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2024-01-15.

Willow Bend Mortgage answers 30% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Willow Bend Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Willow Bend Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Willow Bend Mortgage (30% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration