2026 data Public-data reference. official source

Integrated Recovery Services

187 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

187 consumer complaints filed with the CFPB

This profile shows Integrated Recovery Services's complaint history from CFPB public records. 187 consumers have filed complaints since 2014. The company has a 28.9% timely response rate and has provided relief in 0.5% of cases.

187
Total Complaints
28.9%
Timely Response
8.6%
Disputed
0.5%
Relief Provided
40
States Active
2014
Since

Total complaints

187

Filed since 2014

Timely response

28.9%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 28.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

Integrated Recovery Services complaint mix by product

Total complaints: 187

Integrated Recovery Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 187 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 174 complaints (93.0%), resolution 0.6% Debt collection 93.0% Payday loan: 6 complaints (3.2%), resolution 0.0% Payday loan,: 4 complaints (2.1%), resolution 0.0% Consumer Loan: 2 complaints (1.1%), resolution 0.0% Credit reporting,: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 174 93.0% 1% relief
  • Payday loan 6 3.2% 0% relief
  • Payday loan, 4 2.1% 0% relief
  • Consumer Loan 2 1.1% 0% relief
  • Credit reporting, 1 0.5% 0% relief

How Integrated Recovery Services's 187 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 174
Payday loan 6
Payday loan, title loan, or personal loan 4
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
TX 32
CA 31
OH 21
FL 13
MI 9
NJ 7
NV 5
AZ 5
TN 4
OK 4
MO 3
LA 3
PA 3
IL 3
GA 3
KS 3
MN 3
VA 2
MD 2
WI 2

Top Issues

Issue Complaints
Communication tactics 59
Taking/threatening an illegal action 28
Improper contact or sharing of info 25
Cont'd attempts collect debt not owed 18
False statements or representation 14
Took or threatened to take negative or legal action 13
Threatened to contact someone or share information improperly 10
Attempts to collect debt not owed 4
Struggling to pay your loan 3
Received a loan I didn't apply for 3
Problems when you are unable to pay 2
Disclosure verification of debt 2
Can't contact lender 2
Charged fees or interest I didn't expect 1
Written notification about debt 1
Received a loan you didn't apply for 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2014 17 64.7%
2015 50 12%
2016 59 5.1%
2017 42 57.1%
2018 11 90.9%
2019 2 0%
2020 2 0%
2021 1 0%
2022 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Integrated Recovery Services

Integrated Recovery Services has accumulated 187 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 94 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2022-07-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Integrated Recovery Services reports a 28.9% timely-response rate and has closed 92% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Integrated Recovery Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Integrated Recovery Services have?

Integrated Recovery Services has received 187 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Integrated Recovery Services respond to complaints on time?

Integrated Recovery Services has a 28.9% timely response rate to CFPB complaints.

What is the most common complaint about Integrated Recovery Services?

The most common issue reported against Integrated Recovery Services is "Communication tactics" in the "Debt collection" product category.

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