CFPB · Narrative-heavy record

Porania, LLC

191 CFPB complaints · 56.5% with narratives · top issue Incorrect information on your report.

191 CFPB complaints

Porania, LLC: 56.5% of 191 filings include consumer narratives. Timely 29.8% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +1200% filings 2017 to 2026

CFPB relief outcome brief

CCDB company porania-llc

0% relief · 29.8% timely · 191 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Porania, LLC (this)0%Collectech Diversified, Inc.0%Quality Acceptance LLC10.5%American Financial Resources,Inc.2.6%Law Offices of Robert J.Colclough, III10.4%
Closed-with-relief % among Porania, LLC and nearest filing-volume peers

Porania, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Porania, LLC scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

0 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

29.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

30.9% of complaints closed with an explanation to the consumer

Most of Porania, LLC's 191 filings include narrative text

56.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 29.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Porania, LLC complaint mix by product

Total complaints: 191

Porania, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 191 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 105 complaints (55.0%), resolution 0.0% Credit reporting, 55.0% Credit reporting: 54 complaints (28.3%), resolution 0.0% Credit reporting 28.3% Debt collection: 30 complaints (15.7%), resolution 0.0% Debt collection 15.7% Vehicle loan: 1 complaints (0.5%), resolution 0.0% Mortgage: 1 complaints (0.5%), resolution 0.0%
  • Credit reporting, 105 55.0% – 0% relief
  • Credit reporting 54 28.3% – 0% relief
  • Debt collection 30 15.7% – 0% relief
  • Vehicle loan 1 0.5% – 0% relief
  • Mortgage 1 0.5% – 0% relief

How Porania, LLC's 191 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 105
Credit reporting or other personal consumer reports 54
Debt collection 30
Vehicle loan or lease 1
Mortgage 1

Where Porania, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
13.6% of this company's filings
GA26NY23NJ21IL12FL11CA10MD9TX9

Porania, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
13
+1200% vs 2017
020406080 2017201820192020202120222023202420252026 13

Top States

State Complaints
GA 26
NY 23
NJ 21
IL 12
FL 11
CA 10
MD 9
TX 9
AL 8
SC 7
VA 6
NV 6
MS 5
TN 5
OH 5
IN 4
MI 3
PA 3
NC 3
AR 2

Top Issues

Issue Complaints
Incorrect information on your report 113
Improper use of your report 22
Attempts to collect debt not owed 21
Problem with a company's investigation into an existing problem 12
Problem with a credit reporting company's investigation into an existing problem 11
Written notification about debt 4
Took or threatened to take negative or legal action 3
False statements or representation 2
Struggling to pay your loan 1
Unable to get your credit report or credit score 1
Confusing or misleading advertising or marketing 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 5 40%
2019 11 81.8%
2020 6 100%
2021 65 55.4%
2022 21 0%
2023 15 0%
2024 26 0%
2025 28 0%
2026 13 23.1%

Source: CFPB Consumer Complaint Database

Porania, LLC's narrative-rich complaint ledger

Porania, LLC's 191 logged complaints stay concentrated: only 30 states show a filing. 56.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-25.

Porania, LLC answers 29.8% of complaints inside the CFPB's tracked window and closes 30.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Porania, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Porania, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Porania, LLC (29.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record