CFPB · Single-product concentration

Wcs Lending, LLC

6 CFPB complaints · 100% in "Mortgage" · top issue Application, originator, mortgage broker.

6 CFPB complaints

Wcs Lending, LLC: 100% of 6 CFPB complaints sit in "Mortgage". Timely 100% · relief 16.7%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2012

CFPB relief outcome brief

CCDB company wcs-lending-llc

16.7% relief · 100% timely · 6 filings · Mortgage

Nearest relief peer: Security National Financial Corp (16.7% relief)

Wcs Lending, LLC (this)16.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Wcs Lending, LLC and nearest filing-volume peers

Wcs Lending, LLC closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wcs Lending, LLC complaint mix by product

Total complaints: 6

Wcs Lending, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 6 complaints (100.0%), resolution 16.7% Mortgage 100.0%
  • Mortgage 6 100.0% 17% relief

How Wcs Lending, LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 6

Where Wcs Lending, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
33.3% of this company's filings
NY2AZ1NJ1CA1DC1

Top States

State Complaints
NY 2
AZ 1
NJ 1
CA 1
DC 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 3
Loan servicing, payments, escrow account 1
Settlement process and costs 1
Loan modification,collection,foreclosure 1

Yearly Trend

Year Complaints Timely
2012 6 100%

Source: CFPB Consumer Complaint Database

Wcs Lending, LLC filings cluster in one product

Wcs Lending, LLC's 6 logged complaints stay concentrated: only 5 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2012-11-06.

Wcs Lending, LLC answers 100% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wcs Lending, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wcs Lending, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wcs Lending, LLC (100% timely; 16.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration