2026 data Public-data reference Official source

Waterstone Mortgage Corporation

64 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

64
Total Complaints
100%
Timely Response
0%
Disputed
21.9%
Relief Provided
21
States Active
2012
Since

Data updated June 2026

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 21.9%
Industry median

Share closed with monetary or non-monetary relief.

Waterstone Mortgage Corporation complaint mix by product

Total complaints: 64

Waterstone Mortgage Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 64 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 57 complaints (89.1%), resolution 21.1% Mortgage 89.1% Credit reporting: 3 complaints (4.7%), resolution 0.0% Credit reporting,: 3 complaints (4.7%), resolution 33.3% Other financial: 1 complaints (1.6%), resolution 100.0%
  • Mortgage 57 89.1% 21% relief
  • Credit reporting 3 4.7% 0% relief
  • Credit reporting, 3 4.7% 33% relief
  • Other financial 1 1.6% 100% relief

How Waterstone Mortgage Corporation's 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 57
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 3
Other financial service 1

Top States

State Complaints
FL 16
AZ 8
NM 5
NC 4
WI 4
VA 3
TX 3
MN 3
OH 2
CO 2
IA 2
MD 2
OR 1
CA 1
OK 1
ID 1
IN 1
IL 1
NV 1
PA 1

Top Issues

Issue Complaints
Closing on a mortgage 15
Applying for a mortgage or refinancing an existing mortgage 13
Application, originator, mortgage broker 13
Improper use of your report 6
Loan servicing, payments, escrow account 5
Credit decision / Underwriting 3
Struggling to pay mortgage 2
Trouble during payment process 2
Settlement process and costs 2
Other 1
Customer service/Customer relations 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 4 100%
2014 6 100%
2015 8 100%
2016 4 100%
2017 5 100%
2018 3 100%
2019 5 100%
2020 2 100%
2021 6 100%
2022 7 100%
2023 1 100%
2024 4 100%
2025 7 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Waterstone Mortgage Corporation

Waterstone Mortgage Corporation's 64 logged complaints stay concentrated: only 21 states show a filing on record. 50% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2012 through 2026-04-02.

Waterstone Mortgage Corporation answers 100% of complaints inside the CFPB's tracked window and closes 78.1% with a written explanation. 21.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Waterstone Mortgage Corporation.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Waterstone Mortgage Corporation have?

64, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Waterstone Mortgage Corporation respond to complaints on time?

100% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Waterstone Mortgage Corporation?

"Closing on a mortgage", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.