2026 data Public-data reference. official source

TCF FINANCIAL CORPORATION

115 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

115 consumer complaints filed with the CFPB

This profile shows TCF FINANCIAL CORPORATION's complaint history from CFPB public records. 115 consumers have filed complaints since 2016. The company has a 99.1% timely response rate and has provided relief in 20.9% of cases.

115
Total Complaints
99.1%
Timely Response
2.6%
Disputed
20.9%
Relief Provided
15
States Active
2016
Since

Total complaints

115

Filed since 2016

Timely response

99.1%

CFPB-tracked response window

Relief rate

20.9%

Closed with monetary or non-monetary relief

Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.9%
Industry median

Share closed with monetary or non-monetary relief.

TCF FINANCIAL CORPORATION complaint mix by product

Total complaints: 115

TCF FINANCIAL CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 115 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 49 complaints (44.1%), resolution 18.4% Mortgage 44.1% Checking or: 39 complaints (35.1%), resolution 25.6% Checking or 35.1% Credit reporting,: 10 complaints (9.0%), resolution 30.0% Credit reporting, 9.0% Bank account: 5 complaints (4.5%), resolution 40.0% Payday loan,: 3 complaints (2.7%), resolution 0.0% Money transfer,: 3 complaints (2.7%), resolution 0.0% Debt collection: 2 complaints (1.8%), resolution 0.0%
  • Mortgage 49 44.1% 18% relief
  • Checking or 39 35.1% 26% relief
  • Credit reporting, 10 9.0% 30% relief
  • Bank account 5 4.5% 40% relief
  • Payday loan, 3 2.7% 0% relief
  • Money transfer, 3 2.7% 0% relief
  • Debt collection 2 1.8% 0% relief

How TCF FINANCIAL CORPORATION's 115 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 49
Checking or savings account 39
Credit reporting, credit repair services, or other personal consumer reports 10
Bank account or service 5
Payday loan, title loan, or personal loan 3
Money transfer, virtual currency, or money service 3
Debt collection 2
Vehicle loan or lease 2
Consumer Loan 1
Credit card or prepaid card 1

Top States

State Complaints
MI 64
OH 24
FL 2
WI 2
IL 2
IN 2
AR 2
DC 2
NM 2
UT 1
GA 1
CO 1
CA 1
MN 1
SD 1

Top Issues

Issue Complaints
Trouble during payment process 27
Managing an account 27
Loan servicing, payments, escrow account 9
Incorrect information on your report 8
Problem caused by your funds being low 6
Applying for a mortgage or refinancing an existing mortgage 5
Struggling to pay mortgage 3
Improper use of your report 3
Account opening, closing, or management 2
Problems caused by my funds being low 2
Closing on a mortgage 2
Problem with a lender or other company charging your account 2
Other transaction problem 2
Closing an account 2
Charged fees or interest you didn't expect 2
Problems when you are unable to pay 1
Problem with a purchase or transfer 1
Settlement process and costs 1
Problem with a credit reporting company's investigation into an existing problem 1
Other service problem 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 38 100%
2018 31 100%
2019 39 97.4%
2020 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About TCF FINANCIAL CORPORATION

TCF FINANCIAL CORPORATION has accumulated 115 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 21 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2020-02-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, TCF FINANCIAL CORPORATION reports a 99.1% timely-response rate and has closed 78.3% of cases with a written explanation to the consumer. 20.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TCF FINANCIAL CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does TCF FINANCIAL CORPORATION have?

TCF FINANCIAL CORPORATION has received 115 consumer complaints filed with the Consumer Financial Protection Bureau.

Does TCF FINANCIAL CORPORATION respond to complaints on time?

TCF FINANCIAL CORPORATION has a 99.1% timely response rate to CFPB complaints.

What is the most common complaint about TCF FINANCIAL CORPORATION?

The most common issue reported against TCF FINANCIAL CORPORATION is "Trouble during payment process" in the "Mortgage" product category.

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