CFPB · Narrative-heavy record

Verified First, LLC

13 CFPB complaints · 61.5% with narratives · top issue Incorrect information on your report.

13 CFPB complaints

Verified First, LLC: 61.5% of 13 filings include consumer narratives. Timely 100% · relief 7.7% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2021 to 2026

CFPB relief outcome brief

CCDB company verified-first-llc

7.7% relief · 100% timely · 13 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Prosper Marketplace, Inc. (7.7% relief)

Verified First, LLC (this)7.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Verified First, LLC and nearest filing-volume peers

Verified First, LLC closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Verified First, LLC's 13 filings include narrative text

61.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Verified First, LLC complaint mix by product

Total complaints: 13

Verified First, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 7 complaints (53.8%), resolution 14.3% Credit reporting 53.8% Credit reporting,: 6 complaints (46.2%), resolution 0.0% Credit reporting, 46.2%
  • Credit reporting 7 53.8% 14% relief
  • Credit reporting, 6 46.2% 0% relief

How Verified First, LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 7
Credit reporting, credit repair services, or other personal consumer reports 6

Where Verified First, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
30.8% of this company's filings
NC4NY1AK1KY1NJ1PA1TX1IN1

Verified First, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2021
012345 202120222023202420252026 2

Top States

State Complaints
NC 4
NY 1
AK 1
KY 1
NJ 1
PA 1
TX 1
IN 1
DC 1
CO 1

Top Issues

Issue Complaints
Incorrect information on your report 12
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 3 100%
2023 2 100%
2024 1 100%
2025 4 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Verified First, LLC's narrative-rich complaint ledger

Verified First, LLC's 13 logged complaints stay concentrated: only 10 states show a filing. 61.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-04-19.

Verified First, LLC answers 100% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Verified First, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Verified First, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Verified First, LLC (100% timely; 7.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record