CFPB · Single-product concentration
Bc Services, Inc.
263 CFPB complaints · 95.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Bc Services, Inc.: 95.4% of 263 CFPB complaints sit in "Debt collection". Timely 89.4% · relief 9.1%. Allegations, not findings.
- Single-product concentration
- +533.3% filings 2013 to 2026
CFPB relief outcome brief
CCDB company bc-services-inc
9.1% relief · 89.4% timely · 263 filings · Debt collection
Same-product relief peers
Nearest relief peer: RGS Financial, Inc. (9.1% relief)
Bc Services, Inc. closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Bc Services, Inc.'s 263 filings include narrative text
47.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bc Services, Inc. complaint mix by product
- Debt collection 251 95.4% – 9% relief
- Credit reporting, 12 4.6% – 8% relief
How Bc Services, Inc.'s 263 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 251 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
Concentrated filing states for Bc Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CO
- 54.8% of this company's filings
Bc Services, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 19
- +533.3% vs 2013
Top States
| State | Complaints |
|---|---|
| CO | 144 |
| TX | 23 |
| CA | 12 |
| WY | 11 |
| MN | 7 |
| NC | 6 |
| FL | 5 |
| UT | 4 |
| PA | 4 |
| AZ | 4 |
| OH | 4 |
| ID | 3 |
| MA | 3 |
| MO | 3 |
| KS | 3 |
| NJ | 2 |
| IN | 2 |
| VA | 2 |
| MT | 2 |
| GA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 76 |
| Written notification about debt | 39 |
| Cont'd attempts collect debt not owed | 36 |
| Disclosure verification of debt | 28 |
| Took or threatened to take negative or legal action | 24 |
| Communication tactics | 21 |
| False statements or representation | 20 |
| Incorrect information on your report | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 4 |
| Electronic communications | 2 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 100% |
| 2014 | 16 | 93.8% |
| 2015 | 28 | 92.9% |
| 2016 | 26 | 73.1% |
| 2017 | 21 | 100% |
| 2018 | 17 | 100% |
| 2019 | 17 | 100% |
| 2020 | 19 | 100% |
| 2021 | 18 | 100% |
| 2022 | 14 | 100% |
| 2023 | 16 | 100% |
| 2024 | 19 | 100% |
| 2025 | 30 | 66.7% |
| 2026 | 19 | 57.9% |
Source: CFPB Consumer Complaint Database
Bc Services, Inc. filings cluster in one product
Bc Services, Inc.'s 263 logged complaints stay concentrated: only 34 states show a filing. 47.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-21.
Bc Services, Inc. answers 89.4% of complaints inside the CFPB's tracked window and closes 76.8% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bc Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bc Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 263.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bc Services, Inc. (89.4% timely; 9.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration