CFPB · Single-product concentration

Unlock Technologies, Inc.

21 CFPB complaints · 85.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

21 CFPB complaints

Unlock Technologies, Inc.: 85.7% of 21 CFPB complaints sit in "Mortgage". Timely 100% · relief 4.8%. Allegations, not findings.

  • Single-product concentration
  • +166.7% filings 2024 to 2026

CFPB relief outcome brief

CCDB company unlock-technologies-inc

4.8% relief · 100% timely · 21 filings · Mortgage

Nearest relief peer: Ocwen Financial Corporation (4.6% relief)

Unlock Technologies, Inc.(this)4.8%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Unlock Technologies, Inc. and nearest filing-volume peers

Unlock Technologies, Inc. closes 4.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Unlock Technologies, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (22/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

59 /100 grade C

Relief provided

22 / 100 percentile-benchmarked

4.8% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

74 / 100 percentile-benchmarked

85.7% of complaints closed with an explanation to the consumer

How 21 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Unlock Technologies, Inc. complaint mix by product

Total complaints: 21

Unlock Technologies, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 18 complaints (85.7%), resolution 0.0% Mortgage 85.7% Credit reporting: 2 complaints (9.5%), resolution 50.0% Credit reporting 9.5% Debt or: 1 complaints (4.8%), resolution 0.0%
  • Mortgage 18 85.7% – 0% relief
  • Credit reporting 2 9.5% – 50% relief
  • Debt or 1 4.8% – 0% relief

How Unlock Technologies, Inc.'s 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 18
Credit reporting or other personal consumer reports 2
Debt or credit management 1

Where Unlock Technologies, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
38.1% of this company's filings
FL8MI2WA2PA2CA2CO1NV1UT1

Unlock Technologies, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+166.7% vs 2024
24681012 202420252026 8

Top States

State Complaints
FL 8
MI 2
WA 2
PA 2
CA 2
CO 1
NV 1
UT 1
MO 1
TN 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 8
Trouble during payment process 5
Closing on a mortgage 3
Improper use of your report 2
Charged upfront or unexpected fees 1
Incorrect information on your report 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2024 3 100%
2025 10 100%
2026 8 100%

Source: CFPB Consumer Complaint Database

Unlock Technologies, Inc. filings cluster in one product

Unlock Technologies, Inc.'s 21 logged complaints stay concentrated: only 10 states show a filing. Only 38.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-05-15.

Unlock Technologies, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 4.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Unlock Technologies, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Unlock Technologies, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Unlock Technologies, Inc. (100% timely; 4.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration