CFPB · Single-product concentration

Land Home Financial Services

240 CFPB complaints · 91.7% in "Mortgage" · top issue Trouble during payment process.

240 CFPB complaints

Land Home Financial Services: 91.7% of 240 CFPB complaints sit in "Mortgage". Timely 97.5% · relief 4.6%. Allegations, not findings.

  • Single-product concentration
  • +350% filings 2013 to 2026

CFPB relief outcome brief

CCDB company land-home-financial-services

4.6% relief · 97.5% timely · 240 filings · Mortgage

Nearest relief peer: Ocwen Financial Corporation (4.6% relief)

Land Home Financial Services…4.6%Accscient, LLC0%Security Credit Systems Inc0.4%Tenaglia & Hunt, PA0%First Financial Resources, I…0%
Closed-with-relief % among Land Home Financial Services and nearest filing-volume peers

Land Home Financial Services closes 4.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Land Home Financial Services's 240 filings include narrative text

45% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Land Home Financial Services complaint mix by product

Total complaints: 240

Land Home Financial Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 240 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 220 complaints (91.7%), resolution 4.5% Mortgage 91.7% Credit reporting: 8 complaints (3.3%), resolution 0.0% Debt collection: 6 complaints (2.5%), resolution 16.7% Credit reporting,: 5 complaints (2.1%), resolution 0.0% Money transfer,: 1 complaints (0.4%), resolution 0.0%
  • Mortgage 220 91.7% 5% relief
  • Credit reporting 8 3.3% 0% relief
  • Debt collection 6 2.5% 17% relief
  • Credit reporting, 5 2.1% 0% relief
  • Money transfer, 1 0.4% 0% relief

How Land Home Financial Services's 240 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 220
Credit reporting or other personal consumer reports 8
Debt collection 6
Credit reporting, credit repair services, or other personal consumer reports 5
Money transfer, virtual currency, or money service 1

Where Land Home Financial Services complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
20% of this company's filings
CA48FL30NY16GA16IL15MN11TX9OH7

Land Home Financial Services rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
18
+350% vs 2013
010203040 20132015201720192021202320252026 18

Top States

State Complaints
CA 48
FL 30
NY 16
GA 16
IL 15
MN 11
TX 9
OH 7
NV 7
PA 7
HI 7
NJ 6
MD 6
IN 5
AZ 5
CO 4
WI 4
VA 4
MI 4
MA 4

Top Issues

Issue Complaints
Trouble during payment process 84
Struggling to pay mortgage 65
Loan servicing, payments, escrow account 16
Applying for a mortgage or refinancing an existing mortgage 15
Closing on a mortgage 13
Incorrect information on your report 8
Application, originator, mortgage broker 8
Loan modification,collection,foreclosure 7
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation into an existing problem 5
Settlement process and costs 3
Improper use of your report 2
Took or threatened to take negative or legal action 2
False statements or representation 2
Cont'd attempts collect debt not owed 1
Disclosure verification of debt 1
Credit decision / Underwriting 1
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2013 4 50%
2014 7 100%
2015 9 100%
2016 15 100%
2017 11 100%
2018 7 100%
2019 23 100%
2020 21 100%
2021 18 94.4%
2022 29 96.6%
2023 33 97%
2024 20 100%
2025 25 96%
2026 18 100%

Source: CFPB Consumer Complaint Database

Land Home Financial Services filings cluster in one product

Land Home Financial Services's 240 logged complaints stay concentrated: only 35 states show a filing. 45% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-19.

Land Home Financial Services answers 97.5% of complaints inside the CFPB's tracked window and closes 95% with a written explanation. 4.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Land Home Financial Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Land Home Financial Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Land Home Financial Services (97.5% timely; 4.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration