CFPB · Diversified product mix

United Credit Corp. of Southaven

32 CFPB complaints · diversified mix (top product 25%) · top issue Incorrect information on your report.

32 CFPB complaints

United Credit Corp. of Southaven: top product "Payday loan, title loan, or personal loan" is only 25% of 32 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +200% filings 2016 to 2026

CFPB relief outcome brief

CCDB company united-credit-corp-of-southaven

0% relief · 100% timely · 32 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

United Credit Corp. of South…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among United Credit Corp. of Southaven and nearest filing-volume peers

United Credit Corp. of Southaven closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of United Credit Corp. of Southaven's 32 filings include narrative text

40.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

United Credit Corp. of Southaven complaint mix by product

Total complaints: 32

United Credit Corp. of Southaven complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 32 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 8 complaints (25.0%), resolution 0.0% Payday loan, 25.0% Debt collection: 8 complaints (25.0%), resolution 0.0% Debt collection 25.0% Credit reporting: 8 complaints (25.0%), resolution 0.0% Credit reporting 25.0% Credit reporting,: 3 complaints (9.4%), resolution 0.0% Credit reporting, 9.4% Payday loan,: 2 complaints (6.3%), resolution 0.0% Payday loan, 6.3% Credit card: 2 complaints (6.3%), resolution 0.0% Credit card 6.3% Consumer Loan: 1 complaints (3.1%), resolution 0.0%
  • Payday loan, 8 25.0% 0% relief
  • Debt collection 8 25.0% 0% relief
  • Credit reporting 8 25.0% 0% relief
  • Credit reporting, 3 9.4% 0% relief
  • Payday loan, 2 6.3% 0% relief
  • Credit card 2 6.3% 0% relief
  • Consumer Loan 1 3.1% 0% relief

How United Credit Corp. of Southaven's 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 8
Debt collection 8
Credit reporting or other personal consumer reports 8
Credit reporting, credit repair services, or other personal consumer reports 3
Payday loan, title loan, personal loan, or advance loan 2
Credit card 2
Consumer Loan 1

Where United Credit Corp. of Southaven complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
37.5% of this company's filings
LA12MS6PA4GA2FL2TN2MD1IL1

United Credit Corp. of Southaven rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2016
0246810 20162017201820192020202120222023202420252026 3

Top States

State Complaints
LA 12
MS 6
PA 4
GA 2
FL 2
TN 2
MD 1
IL 1
AL 1
MI 1

Top Issues

Issue Complaints
Incorrect information on your report 6
Charged fees or interest you didn't expect 5
Took or threatened to take negative or legal action 5
Improper use of your report 4
Struggling to pay your loan 3
Problem with the payoff process at the end of the loan 1
Other features, terms, or problems 1
Getting a credit card 1
Problem with a company's investigation into an existing problem 1
Managing the line of credit 1
Loan payment wasn't credited to your account 1
Threatened to contact someone or share information improperly 1
Written notification about debt 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 2 100%
2018 3 100%
2019 2 100%
2020 2 100%
2021 2 100%
2022 3 100%
2023 5 100%
2024 1 100%
2025 8 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

United Credit Corp. of Southaven spreads across product buckets

United Credit Corp. of Southaven's 32 logged complaints stay concentrated: only 10 states show a filing. 40.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-25.

United Credit Corp. of Southaven answers 100% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Credit Corp. of Southaven.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for United Credit Corp. of Southaven: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for United Credit Corp. of Southaven (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix