2026 data Public-data reference. official source

UNIFOUR FINANCIAL SERVICES, LLC

25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

25 consumer complaints filed with the CFPB

This profile shows UNIFOUR FINANCIAL SERVICES, LLC's complaint history from CFPB public records. 25 consumers have filed complaints since 2015. The company has a 100% timely response rate and has provided relief in 4% of cases.

25
Total Complaints
100%
Timely Response
0%
Disputed
4%
Relief Provided
2
States Active
2015
Since

Total complaints

25

Filed since 2015

Timely response

100%

CFPB-tracked response window

Relief rate

4%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.0%
Industry median

Share closed with monetary or non-monetary relief.

UNIFOUR FINANCIAL SERVICES, LLC complaint mix by product

Total complaints: 25

UNIFOUR FINANCIAL SERVICES, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (36.0%), resolution 11.1% Debt collection 36.0% Credit reporting: 5 complaints (20.0%), resolution 0.0% Credit reporting 20.0% Vehicle loan: 5 complaints (20.0%), resolution 0.0% Vehicle loan 20.0% Credit reporting,: 4 complaints (16.0%), resolution 0.0% Credit reporting, 16.0% Consumer Loan: 2 complaints (8.0%), resolution 0.0% Consumer Loan 8.0%
  • Debt collection 9 36.0% 11% relief
  • Credit reporting 5 20.0% 0% relief
  • Vehicle loan 5 20.0% 0% relief
  • Credit reporting, 4 16.0% 0% relief
  • Consumer Loan 2 8.0% 0% relief

How UNIFOUR FINANCIAL SERVICES, LLC's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Credit reporting or other personal consumer reports 5
Vehicle loan or lease 5
Credit reporting, credit repair services, or other personal consumer reports 4
Consumer Loan 2

Top States

State Complaints
NC 20
SC 5

Top Issues

Issue Complaints
Incorrect information on your report 7
Took or threatened to take negative or legal action 5
Struggling to pay your loan 3
Improper use of your report 2
Taking out the loan or lease 1
Improper contact or sharing of info 1
Unable to get your credit report or credit score 1
Repossession 1
Problems when you are unable to pay 1
Threatened to contact someone or share information improperly 1
Written notification about debt 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2015 3 100%
2016 1 100%
2017 1 100%
2020 1 100%
2021 1 100%
2022 3 100%
2023 3 100%
2024 2 100%
2025 5 100%
2026 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About UNIFOUR FINANCIAL SERVICES, LLC

UNIFOUR FINANCIAL SERVICES, LLC has accumulated 25 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, UNIFOUR FINANCIAL SERVICES, LLC reports a 100% timely-response rate and has closed 96% of cases with a written explanation to the consumer. 4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNIFOUR FINANCIAL SERVICES, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does UNIFOUR FINANCIAL SERVICES, LLC have?

UNIFOUR FINANCIAL SERVICES, LLC has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.

Does UNIFOUR FINANCIAL SERVICES, LLC respond to complaints on time?

UNIFOUR FINANCIAL SERVICES, LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about UNIFOUR FINANCIAL SERVICES, LLC?

The most common issue reported against UNIFOUR FINANCIAL SERVICES, LLC is "Incorrect information on your report" in the "Debt collection" product category.

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