CFPB · Diversified product mix
Unifour Financial Services, LLC
38 CFPB complaints · diversified mix (top product 34.2%) · top issue Incorrect information on your report.
Unifour Financial Services, LLC: top product "Debt collection" is only 34.2% of 38 - multi-bucket mix. Timely 100% · relief 2.6%. Allegations, not findings.
- Diversified product mix
- +175% filings 2015 to 2026
CFPB relief outcome brief
CCDB company unifour-financial-services-llc
2.6% relief · 100% timely · 38 filings · Debt collection
Same-product relief peers
Nearest relief peer: CURO Intermediate Holdings (2.6% relief)
Unifour Financial Services, LLC closes 2.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 38 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Unifour Financial Services, LLC complaint mix by product
- Debt collection 13 34.2% – 8% relief
- Vehicle loan 11 28.9% – 0% relief
- Credit reporting 6 15.8% – 0% relief
- Credit reporting, 5 13.2% – 0% relief
- Consumer Loan 3 7.9% – 0% relief
How Unifour Financial Services, LLC's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Vehicle loan or lease | 11 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Consumer Loan | 3 |
Concentrated filing states for Unifour Financial Services, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 76.3% of this company's filings
Unifour Financial Services, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +175% vs 2015
Top States
| State | Complaints |
|---|---|
| NC | 29 |
| SC | 7 |
| PA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 9 |
| Repossession | 7 |
| Took or threatened to take negative or legal action | 7 |
| Struggling to pay your loan | 3 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 2 |
| Unable to get your credit report or credit score | 1 |
| Written notification about debt | 1 |
| Communication tactics | 1 |
| Problems when you are unable to pay | 1 |
| Taking out the loan or lease | 1 |
| Improper contact or sharing of info | 1 |
| Managing the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 100% |
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 4 | 100% |
| 2023 | 3 | 100% |
| 2024 | 3 | 100% |
| 2025 | 9 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Unifour Financial Services, LLC spreads across product buckets
Unifour Financial Services, LLC's 38 logged complaints stay concentrated: only 3 states show a filing. Only 39.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-05-20.
Unifour Financial Services, LLC answers 100% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 2.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Unifour Financial Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Unifour Financial Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 38.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Unifour Financial Services, LLC (100% timely; 2.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix