Unifour Financial Services, LLC
38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Unifour Financial Services, LLC complaint mix by product
- Debt collection 13 34.2% – 8% relief
- Vehicle loan 11 28.9% – 0% relief
- Credit reporting 6 15.8% – 0% relief
- Credit reporting, 5 13.2% – 0% relief
- Consumer Loan 3 7.9% – 0% relief
How Unifour Financial Services, LLC's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Vehicle loan or lease | 11 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Consumer Loan | 3 |
Top States
| State | Complaints |
|---|---|
| NC | 29 |
| SC | 7 |
| PA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 9 |
| Repossession | 7 |
| Took or threatened to take negative or legal action | 7 |
| Struggling to pay your loan | 3 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 2 |
| Unable to get your credit report or credit score | 1 |
| Written notification about debt | 1 |
| Communication tactics | 1 |
| Problems when you are unable to pay | 1 |
| Taking out the loan or lease | 1 |
| Improper contact or sharing of info | 1 |
| Managing the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 100% |
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 4 | 100% |
| 2023 | 3 | 100% |
| 2024 | 3 | 100% |
| 2025 | 9 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Unifour Financial Services, LLC
Unifour Financial Services, LLC's 38 logged complaints stay concentrated: only 3 states show a filing on record. Only 39.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2015 through 2026-05-20.
Unifour Financial Services, LLC answers 100% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 2.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Unifour Financial Services, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Unifour Financial Services, LLC have?
38, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Unifour Financial Services, LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Unifour Financial Services, LLC?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.