2026 data Public-data reference. official source

Total Customer Service, Inc.

25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

25 consumer complaints filed with the CFPB

This profile shows Total Customer Service, Inc.'s complaint history from CFPB public records. 25 consumers have filed complaints since 2013. The company has a 84% timely response rate and has provided relief in 28% of cases.

25
Total Complaints
84%
Timely Response
0%
Disputed
28%
Relief Provided
13
States Active
2013
Since

Total complaints

25

Filed since 2013

Timely response

84%

CFPB-tracked response window

Relief rate

28%

Closed with monetary or non-monetary relief

Timely response rate 84.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.0%
Industry median

Share closed with monetary or non-monetary relief.

Total Customer Service, Inc. complaint mix by product

Total complaints: 25

Total Customer Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 23 complaints (92.0%), resolution 30.4% Debt collection 92.0% Credit reporting,: 1 complaints (4.0%), resolution 0.0% Payday loan,: 1 complaints (4.0%), resolution 0.0%
  • Debt collection 23 92.0% 30% relief
  • Credit reporting, 1 4.0% 0% relief
  • Payday loan, 1 4.0% 0% relief

How Total Customer Service, Inc.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 23
Credit reporting, credit repair services, or other personal consumer reports 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
CA 6
FL 3
LA 2
WA 2
NJ 2
NY 2
MN 1
SC 1
OH 1
IL 1
OR 1
CO 1
PA 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 12
Disclosure verification of debt 3
Took or threatened to take negative or legal action 2
Written notification about debt 2
Attempts to collect debt not owed 2
Taking/threatening an illegal action 1
False statements or representation 1
Incorrect information on your report 1
Getting the loan 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 7 100%
2015 6 83.3%
2016 1 100%
2017 2 100%
2018 2 100%
2019 2 100%
2020 1 100%
2022 2 0%
2025 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Total Customer Service, Inc.

Total Customer Service, Inc. has accumulated 25 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-07-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Total Customer Service, Inc. reports a 84% timely-response rate and has closed 56% of cases with a written explanation to the consumer. 28% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Total Customer Service, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Total Customer Service, Inc. have?

Total Customer Service, Inc. has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Total Customer Service, Inc. respond to complaints on time?

Total Customer Service, Inc. has a 84% timely response rate to CFPB complaints.

What is the most common complaint about Total Customer Service, Inc.?

The most common issue reported against Total Customer Service, Inc. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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