CFPB · Single-product concentration
Credit Bureau Systems, Inc., Paducah, KY Branch
334 CFPB complaints · 82.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Bureau Systems, Inc., Paducah, KY Branch: 82.9% of 334 CFPB complaints sit in "Debt collection". Timely 99.7% · relief 26.6%. Allegations, not findings.
- Single-product concentration
- +3800% filings 2013 to 2026
CFPB relief outcome brief
CCDB company credit-bureau-systems-inc-paducah-ky-branch
26.6% relief · 99.7% timely · 334 filings · Debt collection
Same-product relief peers
Nearest relief peer: Merchants' Credit Guide Company (26.2% relief)
Credit Bureau Systems, Inc., Paducah, KY Branch closes 26.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Bureau Systems, Inc., Paducah, KY Branch's 334 filings include narrative text
43.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Bureau Systems, Inc., Paducah, KY Branch complaint mix by product
- Debt collection 277 82.9% – 25% relief
- Credit reporting 34 10.2% – 56% relief
- Credit reporting, 20 6.0% – 0% relief
- Credit reporting 2 0.6% – 0% relief
- Vehicle loan 1 0.3% – 0% relief
How Credit Bureau Systems, Inc., Paducah, KY Branch's 334 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 277 |
| Credit reporting or other personal consumer reports | 34 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit reporting | 2 |
| Vehicle loan or lease | 1 |
Where Credit Bureau Systems, Inc., Paducah, KY Branch complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- KY
- 35.9% of this company's filings
Credit Bureau Systems, Inc., Paducah, KY Branch rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 39
- +3800% vs 2013
Top States
| State | Complaints |
|---|---|
| KY | 120 |
| MO | 53 |
| TN | 31 |
| IN | 17 |
| MS | 15 |
| FL | 15 |
| TX | 12 |
| GA | 12 |
| OH | 7 |
| NC | 6 |
| AL | 6 |
| IL | 6 |
| CA | 6 |
| WV | 4 |
| NY | 3 |
| KS | 3 |
| VA | 3 |
| AR | 2 |
| AZ | 2 |
| LA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 89 |
| Written notification about debt | 64 |
| False statements or representation | 46 |
| Took or threatened to take negative or legal action | 34 |
| Incorrect information on your report | 32 |
| Communication tactics | 14 |
| Disclosure verification of debt | 11 |
| Improper use of your report | 10 |
| Cont'd attempts collect debt not owed | 10 |
| Problem with a company's investigation into an existing problem | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Improper contact or sharing of info | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Incorrect information on credit report | 2 |
| Problems at the end of the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 7 | 100% |
| 2015 | 12 | 91.7% |
| 2016 | 11 | 100% |
| 2017 | 15 | 100% |
| 2018 | 15 | 100% |
| 2019 | 17 | 100% |
| 2020 | 17 | 100% |
| 2021 | 22 | 100% |
| 2022 | 47 | 100% |
| 2023 | 20 | 100% |
| 2024 | 26 | 100% |
| 2025 | 85 | 100% |
| 2026 | 39 | 100% |
Source: CFPB Consumer Complaint Database
Credit Bureau Systems, Inc., Paducah, KY Branch filings cluster in one product
Credit Bureau Systems, Inc., Paducah, KY Branch's 334 logged complaints stay concentrated: only 26 states show a filing. 43.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
Credit Bureau Systems, Inc., Paducah, KY Branch answers 99.7% of complaints inside the CFPB's tracked window and closes 72.2% with a written explanation. 26.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau Systems, Inc., Paducah, KY Branch.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Bureau Systems, Inc., Paducah, KY Branch: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 334.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Bureau Systems, Inc., Paducah, KY Branch (99.7% timely; 26.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration