CFPB · Single-product concentration

The Home Loan Expert LLC

5 CFPB complaints · 80% in "Mortgage" · top issue Incorrect information on your report.

5 CFPB complaints

The Home Loan Expert LLC: 80% of 5 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2022

CFPB relief outcome brief

CCDB company the-home-loan-expert-llc

0% relief · 100% timely · 5 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

The Home Loan Expert LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among The Home Loan Expert LLC and nearest filing-volume peers

The Home Loan Expert LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The Home Loan Expert LLC has 5 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The Home Loan Expert LLC complaint mix by product

Total complaints: 5

The Home Loan Expert LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4 complaints (80.0%), resolution 0.0% Mortgage 80.0% Credit reporting,: 1 complaints (20.0%), resolution 0.0% Credit reporting, 20.0%
  • Mortgage 4 80.0% – 0% relief
  • Credit reporting, 1 20.0% – 0% relief

How The Home Loan Expert LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for The Home Loan Expert LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
40% of this company's filings
MO2FL1IN1IL1

The Home Loan Expert LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2022
1
0% vs 2016
0.511.522.533.5 201620202022 1

Top States

State Complaints
MO 2
FL 1
IN 1
IL 1

Top Issues

Issue Complaints
Incorrect information on your report 2
Application, originator, mortgage broker 1
Applying for a mortgage or refinancing an existing mortgage 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2020 3 100%
2022 1 100%

Source: CFPB Consumer Complaint Database

The Home Loan Expert LLC filings cluster in one product

The Home Loan Expert LLC's 5 logged complaints stay concentrated: only 4 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2022-11-22.

The Home Loan Expert LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Home Loan Expert LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The Home Loan Expert LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The Home Loan Expert LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration