CFPB · Single-product concentration

The CFM Group

21 CFPB complaints · 95.2% in "Debt collection" · top issue Attempts to collect debt not owed.

21 CFPB complaints

The CFM Group: 95.2% of 21 CFPB complaints sit in "Debt collection". Timely 33.3% · relief 4.8%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2016 to 2026

CFPB relief outcome brief

CCDB company the-cfm-group

4.8% relief · 33.3% timely · 21 filings · Debt collection

Nearest relief peer: Sterling Jewelers, Inc. (4.8% relief)

The CFM Group (this)4.8%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among The CFM Group and nearest filing-volume peers

The CFM Group closes 4.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The CFM Group scores strongest on relief provided (22/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

10 /100 grade F

Relief provided

22 / 100 percentile-benchmarked

4.8% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

33.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

28.6% of complaints closed with an explanation to the consumer

Most of The CFM Group's 21 filings include narrative text

71.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 33.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The CFM Group complaint mix by product

Total complaints: 21

The CFM Group complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 20 complaints (95.2%), resolution 5.0% Debt collection 95.2% Mortgage: 1 complaints (4.8%), resolution 0.0%
  • Debt collection 20 95.2% – 5% relief
  • Mortgage 1 4.8% – 0% relief

How The CFM Group's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 20
Mortgage 1

Where The CFM Group complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
19% of this company's filings
FL4TX2CA2WA2MI2KY1IL1ID1

The CFM Group falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2016
02468 20162017201820192020202220252026 1

Top States

State Complaints
FL 4
TX 2
CA 2
WA 2
MI 2
KY 1
IL 1
ID 1
AZ 1
CO 1
SD 1
AL 1
NM 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 4
Took or threatened to take negative or legal action 4
Taking/threatening an illegal action 3
Communication tactics 3
False statements or representation 3
Cont'd attempts collect debt not owed 2
Threatened to contact someone or share information improperly 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2016 2 50%
2017 7 85.7%
2018 5 0%
2019 2 0%
2020 1 0%
2022 1 0%
2025 2 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

The CFM Group filings cluster in one product

The CFM Group's 21 logged complaints stay concentrated: only 13 states show a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-02-05.

The CFM Group answers 33.3% of complaints inside the CFPB's tracked window and closes 28.6% with a written explanation. 4.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The CFM Group.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The CFM Group: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The CFM Group (33.3% timely; 4.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration