2026 data Public-data reference Official source

Credit Card Acquisitions Group

280 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

280
Total Complaints
34.6%
Timely Response
0%
Disputed
0.4%
Relief Provided
38
States Active
2016
Since

Data updated June 2026

Timely response rate 34.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median

Share closed with monetary or non-monetary relief.

Credit Card Acquisitions Group complaint mix by product

Total complaints: 280

Credit Card Acquisitions Group complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 280 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 214 complaints (76.4%), resolution 0.0% Debt collection 76.4% Credit reporting: 39 complaints (13.9%), resolution 0.0% Credit reporting 13.9% Credit reporting,: 24 complaints (8.6%), resolution 0.0% Credit reporting, 8.6% Payday loan,: 3 complaints (1.1%), resolution 33.3%
  • Debt collection 214 76.4% 0% relief
  • Credit reporting 39 13.9% 0% relief
  • Credit reporting, 24 8.6% 0% relief
  • Payday loan, 3 1.1% 33% relief

How Credit Card Acquisitions Group's 280 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 214
Credit reporting or other personal consumer reports 39
Credit reporting, credit repair services, or other personal consumer reports 24
Payday loan, title loan, or personal loan 3

Top States

State Complaints
TX 60
CA 30
FL 30
PA 19
OH 14
NC 9
GA 9
SC 7
NJ 7
AL 6
IL 6
NY 6
NM 6
WI 5
LA 5
MI 5
ID 5
AR 4
VA 4
MS 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 71
Written notification about debt 54
Took or threatened to take negative or legal action 42
Incorrect information on your report 27
False statements or representation 22
Communication tactics 16
Improper use of your report 15
Problem with a credit reporting company's investigation into an existing problem 13
Problem with a company's investigation into an existing problem 7
Threatened to contact someone or share information improperly 7
Struggling to pay your loan 3
Electronic communications 1
Taking/threatening an illegal action 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2016 2 0%
2017 1 0%
2018 3 100%
2019 3 66.7%
2020 14 100%
2021 28 100%
2022 39 94.9%
2023 21 19%
2024 27 33.3%
2025 95 0%
2026 47 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Card Acquisitions Group

Credit Card Acquisitions Group's 280 logged complaints stay concentrated: only 38 states show a filing on record. 41.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2016 through 2026-06-09.

Credit Card Acquisitions Group answers 34.6% of complaints inside the CFPB's tracked window and closes 45.7% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Card Acquisitions Group.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Card Acquisitions Group have?

280, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Credit Card Acquisitions Group respond to complaints on time?

34.6% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Credit Card Acquisitions Group?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.